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Royal Business Bank (CA)

Change of Ownership
Existing or more than 2 years old
New Business or 2 years or less
Preferred Lenders Program
Variable Rates
SBA Loan Approvals as of 6/30/25 23
SBA Loans Total Approval Amount as of 6/30/25 $25,932,500
Average SBA Loan Size as of 6/30/25 $1,127,500
Average SBA Loan Rate over Prime (Prime is 7%) 1.84
Royal Business Bank (CA)

Unlock Your Financial Potential with Royal Business Bank (CA)

Royal Business Bank is a California-based, community-focused bank serving small businesses across major Asian-American and immigrant communities in CA, NY, NV, and IL. Known for flexible lending, multilingual support, and deep expertise in commercial financing, Royal Business Bank provides SBA lending and business banking solutions designed to help entrepreneurs succeed.

Key Features of Royal Business Bank (CA)

  • Full-Service Business Banking
    Business checking, savings, treasury management, merchant services, and digital cash-management tools tailored to owner-operated businesses.

  • Strong SBA Loan Programs
    Royal Business Bank is a well-established SBA lender offering:

    • SBA 7(a) loans
    • SBA 504 loans
    • SBA Express
      Ideal for:
    • Working capital
    • CRE purchases
    • Equipment
    • Business acquisition
    • Expansion/renovation
  • Commercial Real Estate Expertise
    The bank specializes in financing:

    • Owner-occupied CRE
    • Retail centers
    • Multi-family properties
    • Industrial warehouses
    • Hospitality assets
  • International & Multilingual Banking
    Strong support for Mandarin, Cantonese, Korean, and Vietnamese-speaking business owners.

  • Digital Banking Tools
    Mobile deposits, ACH/wire services, remote deposit capture, and secure online business banking.

  • Community Commitment
    Royal Business Bank invests in underserved communities, minority-owned businesses, and local economic development.

Why Choose Royal Business Bank for SBA Loans?

Royal Business Bank stands out for its combination of immigrant-community expertise, flexible SBA underwriting, and fast lending timelines. Business owners benefit from:

  • SBA-focused loan officers
  • Bilingual commercial bankers
  • Competitive loan structures
  • Localized industry knowledge
  • Relationship-driven support

How to Get Started

Visit the business banking portal at:
https://www.royalbusinessbankusa.com/business/loans/sba-loans

Empower your financial future today with Royal Business Bank — where entrepreneurs gain partnership, capital, and a culturally connected banking experience.

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