Find the best SBA Rates for your industry by searching our SBA Lender Directory

SBARates.com your ultimate directory for Small Business Administration (SBA) loans. Compare current SBA loan rates, explore approved SBA lenders, search by your industry NAICS code, and discover funding options.

Newburyport Five Cents Savings Bank (MA)

Newburyport Five Cents Savings Bank (MA)

We are a community bank focused on serving Northeast Massachusetts and Southeast New Hampshire. Learn more about personal & business banking services today

7a General
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 13
SBA Loans Total Approval Amount as of 6/30/25 $1,230,000
Average SBA Loan Size as of 6/30/25 $94,615
Average SBA Loan Rate over Prime (Prime is 7%) 2.25
Newburyport Five Cents Savings Bank (MA)

Unlock Your Financial Potential with Newburyport Five Cents Savings Bank (MA)

Newburyport Five Cents Savings Bank — commonly known as Newburyport Bank — is a trusted, community-focused institution headquartered in Newburyport, Massachusetts. Serving small businesses across Massachusetts and Southern New Hampshire, the bank offers personalized financial guidance and SBA-backed lending solutions to help entrepreneurs invest, expand, and thrive with confidence.

Key Features of Newburyport Five Cents Savings Bank

  • Comprehensive Business Banking
    Full suite of business checking and savings accounts, commercial credit cards, merchant services, treasury management, and online digital banking tools.

  • SBA Loan Options
    As a participating SBA lender, Newburyport Bank offers SBA 7(a) and 504 financing — providing long-term, affordable capital for commercial real estate, equipment, and working capital needs.

  • Local Decision-Making
    Lending decisions are handled by experienced, community-based bankers who understand local industries such as hospitality, professional services, healthcare, retail, and construction.

  • Dedicated Commercial Lending Team
    Relationship-driven lenders work closely with business owners to evaluate financing needs and structure solutions that align with each company’s goals.

  • Community Commitment
    With a 160+ year history, the bank invests deeply in local nonprofits, business development initiatives, economic revitalization, and programs that strengthen the regional economy.

Why Choose Newburyport Five Cents Savings Bank for SBA Loans?

Newburyport Bank blends tradition, reliability, and modern financial capabilities. Business owners benefit from competitive SBA rates, flexible terms, and personal guidance throughout the lending process. Whether you’re purchasing property, expanding your workforce, or upgrading equipment, the bank provides access to government-backed capital with a streamlined, relationship-first approach.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the
Newburyport Bank Business Lending page
to explore available programs, review eligibility, and connect with a business lending specialist.

Empower your financial future today with Newburyport Five Cents Savings Bank — where New England’s entrepreneurs find trusted partners for long-term success and sustainable growth.

Industry