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21st Century Bank (MN)

Change of Ownership
Existing or more than 2 years old
Fixed Rates
New Business or 2 years or less
Preferred Lenders Program
# SBA Express Program
# Variable Rates
SBA Loan Approval Count : 23
SBA Loans Total Approval Amount YTD: $9,696,700
Average SBA Loan Size: $421,596
Average SBA Loan Rate over Prime (this number plus current prime rate): 1.64
21st Century Bank (MN)

Unlock Your Financial Potential with 21st Century Bank (MN)

21st Century Bank is a Minnesota-based community bank dedicated to providing individuals and businesses with personal attention and innovative banking solutions. With more than 100 years of experience serving local communities, the bank has built a reputation for helping small businesses thrive through flexible financing and a strong emphasis on SBA loan programs.

Key Features of 21st Century Bank

  • Comprehensive Business Banking: Business checking and savings accounts, treasury management services, merchant solutions, and other tools designed to streamline your company’s finances.
  • SBA Loan Expertise: 21st Century Bank is a U.S. Small Business Administration Preferred Lender. It offers SBA 7(a) and 504 loans and has a dedicated SBA Lending Division that helps entrepreneurs navigate the application process and secure government-backed financing for working capital, equipment purchases, and real estate.
  • Flexible Commercial Lending: In addition to SBA loans, the bank provides term loans, lines of credit, commercial mortgages, and construction financing with local decision-making and personalized underwriting.
  • User-Friendly Digital Tools: Robust online and mobile banking for both personal and business accounts give you convenient, 24/7 access to your finances.
  • Commitment to Community: As an independent Minnesota bank, 21st Century Bank reinvests in local neighborhoods, supports economic development initiatives, and provides hands-on guidance to small business owners.

Why Choose 21st Century Bank for SBA Loans?

21st Century Bank stands out as a leading SBA lender in Minnesota. As a Preferred Lender, it has the authority to make credit decisions on behalf of the SBA, which means a faster, smoother loan process for business owners. Its experienced SBA team works closely with clients to tailor financing solutions to each stage of growth.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the 21st Century Bank SBA Lending page to explore current offerings, review eligibility, and connect with a local business-banking specialist who can guide you through the process.

Empower your financial future today with 21st Century Bank — where Minnesota businesses come to grow.

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