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Bank of Charles Town (WV)
Unlock Your Financial Potential with Bank of Charles Town (WV)
For more than 150 years, Bank of Charles Town (BCT) has served individuals and businesses across West Virginia, Virginia, and Maryland. As a community-focused bank, BCT is dedicated to helping local entrepreneurs and small businesses thrive through flexible financing and SBA loan programs.
Key Features of Bank of Charles Town
- Comprehensive Business Banking: BCT offers a range of business checking and savings accounts, treasury management, merchant services, and other tools to simplify your company’s finances.
- SBA Loan Expertise: BCT participates in the U.S. Small Business Administration’s lending programs, including SBA 7(a) and 504 loans. Its experienced lending team guides business owners through the application process and helps secure government-backed financing for working capital, equipment purchases, and real estate.
- Flexible Commercial Lending: In addition to SBA options, BCT provides term loans, lines of credit, and commercial mortgages with local decision-making and personalized underwriting.
- User-Friendly Digital Tools: Robust online and mobile banking platforms for both personal and business accounts allow you to manage cash flow from anywhere.
- Commitment to Community: As an independent community bank, BCT reinvests in local neighborhoods, supports economic-development initiatives, and provides hands-on guidance to small business owners.
Why Choose Bank of Charles Town for SBA Loans?
BCT stands out for its blend of community-bank service and SBA-lending expertise. Its business bankers combine deep knowledge of government-backed programs with a local decision-making process, making approvals smoother and faster. This personal touch helps West Virginia businesses and nearby regions access the capital they need to grow.
How to Get Started
Ready to expand your business with an SBA loan or other financing option? Visit the BCT Business Banking page to explore current offerings, review eligibility, and connect with a local business-banking specialist who can guide you through the process.
Empower your financial future today with Bank of Charles Town — where West Virginia businesses come to grow.
