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Bank of Oak Ridge (NC)

Change of Ownership
Existing or more than 2 years old
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program
# Startup
# Variable Rates
SBA Loan Approval Count : 33
SBA Loans Total Approval Amount YTD: $37,319,100
Average SBA Loan Size: $1,130,882
Average SBA Loan Rate over Prime (this number plus current prime rate): 2.08
Bank of Oak Ridge (NC)

Unlock Your Financial Potential with Bank of Oak Ridge (NC)

Bank of Oak Ridge is a full-service community bank based in North Carolina that prides itself on delivering personal attention and innovative banking solutions. With a strong focus on local businesses, the bank offers a wide range of business services and participates in SBA loan programs to help entrepreneurs grow and thrive.

Key Features of Bank of Oak Ridge

  • Comprehensive Business Banking: Business checking and savings, merchant services, treasury management, and online tools designed to make running your company easier.
  • SBA Loan Expertise: Bank of Oak Ridge participates in the U.S. Small Business Administration’s lending programs, including SBA 7(a) and 504 loans. Its commercial lending team helps small business owners navigate the SBA process and secure government-backed financing for working capital, equipment purchases, and real estate.
  • Flexible Commercial Lending: In addition to SBA loans, the bank offers term loans, lines of credit, and commercial mortgages with local decision-making and personalized underwriting.
  • User-Friendly Digital Tools: Robust online and mobile banking for both personal and business accounts give you convenient, 24/7 access to your finances.
  • Commitment to Community: As an independent North Carolina bank, Bank of Oak Ridge reinvests in local neighborhoods, supports economic-development initiatives, and provides hands-on guidance to small business owners.

Why Choose Bank of Oak Ridge for SBA Loans?

Bank of Oak Ridge combines the personalized service of a community bank with the expertise needed to deliver SBA-backed financing effectively. Its business bankers understand the unique needs of North Carolina entrepreneurs and work closely with them to streamline approvals, offer competitive rates, and tailor funding solutions for each stage of growth.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the Bank of Oak Ridge Business Banking page to explore current offerings, review eligibility, and connect with a local business-banking specialist who can guide you through the process.

Empower your financial future today with Bank of Oak Ridge — where North Carolina businesses come to grow.

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For over a century, 22nd State Bank has delivered trusted, relationship-focused banking throughout Lower Alabama.

SBA Loan Approval Count : 18
SBA Loans Total Approval Amount YTD: $16,061,000
Average SBA Loan Size: $892,278
Average SBA Loan Rate over Prime (this number plus current prime rate): 2.61
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SBA Loan Approval Count : 317
SBA Loans Total Approval Amount YTD: $50,871,500
Average SBA Loan Size: $160,478
Average SBA Loan Rate over Prime (this number plus current prime rate): 3.01
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Commonwealth Business Bank (CA)

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CBB Bank is a full-service commercial bank that combines a wide range of financial products with personalized services.

SBA Loan Approval Count : 100
SBA Loans Total Approval Amount YTD: $110,928,000
Average SBA Loan Size: $1,109,280
Average SBA Loan Rate over Prime (this number plus current prime rate): 1.54
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