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SBA Loan Approvals as of 6/30/25 20
SBA Loans Total Approval Amount as of 6/30/25 $2,977,300
Average SBA Loan Size as of 6/30/25 $148,865
Average SBA Loan Rate over Prime (Prime is 7%) 0.88
BayCoast Bank (MA)

Unlock Your Financial Potential with BayCoast Bank (MA)

BayCoast Bank is a community bank headquartered in Massachusetts serving the South Coast region of Massachusetts and Rhode Island. Known for its local decision-making and relationship-based approach, BayCoast Bank provides a robust suite of services designed to help small businesses start, grow, and thrive — including participation in SBA loan programs.

Key Features of BayCoast Bank

  • Comprehensive Business Banking: Business checking and savings accounts, treasury management services, merchant services, and online tools tailored to simplify your company’s finances.
  • SBA Loan Expertise: BayCoast Bank participates in the U.S. Small Business Administration’s lending programs, including SBA 7(a) and 504 loans. Its experienced commercial lending team helps entrepreneurs navigate the SBA process and secure government-backed financing for working capital, equipment purchases, and real estate.
  • Flexible Commercial Lending: In addition to SBA loans, the bank offers term loans, lines of credit, commercial mortgages, and construction loans with local decision-making and personalized underwriting.
  • User-Friendly Digital Tools: Robust online and mobile banking for both personal and business accounts give you convenient, 24/7 access to your finances.
  • Commitment to Community: As a Massachusetts-based community bank, BayCoast reinvests in local neighborhoods, supports economic-development initiatives, and provides hands-on guidance to small business owners.

Why Choose BayCoast Bank for SBA Loans?

BayCoast Bank combines the personal service of a community bank with the expertise needed to deliver SBA-backed financing effectively. Its business bankers understand the unique needs of New England entrepreneurs and work closely with them to streamline approvals, offer competitive rates, and tailor funding solutions for each stage of growth.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the BayCoast Bank Business Banking page to explore current offerings, review eligibility, and connect with a local business-banking specialist who can guide you through the process.

Empower your financial future today with BayCoast Bank — where Massachusetts businesses come to grow.

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