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BayFirst National Bank (FL)

BayFirst National Bank (FL)

Headquartered in St. Petersburg, BayFirst Financial offers personal and business banking services, including checking & savings accounts, loans, and more.

Abrasive Product Manufacturing Administrative Management and General Management Consulting Services Agents and Managers for Artists, Athletes, Entertainers, and Other Pub Aircraft Manufacturing All Other Amusement and Recreation Industries All Other Automotive Repair and Maintenance All Other Business Support Services All Other Insurance Related Activities All Other Legal Services All Other Miscellaneous Ambulatory Health Care Services All Other Miscellaneous Fabricated Metal Product Manufacturing All Other Miscellaneous Manufacturing All Other Miscellaneous Schools and Instruction All Other Outpatient Care Centers All Other Personal Services All Other Plastics Product Manufacturing All Other Professional, Scientific, and Technical Services All Other Specialty Trade Contractors All Other Travel Arrangement and Reservation Services Alumina Refining and Primary Aluminum Production Apparel Accessories and Other Apparel Manufacturing Appliance Repair and Maintenance Architectural Services Asphalt Paving Mixture and Block Manufacturing Automotive Body, Paint, and Interior Repair and Maintenance Automotive Glass Replacement Shops Automotive Oil Change and Lubrication Shops Barber Shops Beauty Salons Beer and Ale Merchant Wholesalers Blind and Shade Manufacturing Book Publishers Building Inspection Services Cable Networks Car Washes Carpet and Upholstery Cleaning Services Child Day Care Services Claims Adjusting Coffee and Tea Manufacturing Coin-Operated Laundries and Drycleaners Commercial Gravure Printing Commercial Photography Commercial Screen Printing Commercial and Industrial Machinery and Equipment (except Automotive a Commercial and Institutional Building Construction Computer Systems Design Services Computer and Computer Peripheral Equipment and Software Merchant Whole Construction and Mining (except Oil Well) Machinery and Equipment Merchants Convention and Trade Show Organizers Crushed and Broken Limestone Mining Custom Architectural Woodwork and Millwork Manufacturing Custom Computer Programming Services Cut and Sew Apparel Contractors Cutting Tool and Machine Tool Accessory Manufacturing Dairy Product (except Dried or Canned) Merchant Wholesalers Dance Companies Data Processing, Hosting, and Related Services Dental Laboratories Diet and Weight Reducing Centers Direct Health and Medical Insurance Carriers Direct Property and Casualty Insurance Carriers Drugs and Druggists' Sundries Merchant Wholesalers Drycleaning and Laundry Services (except Coin-Operated) Drywall and Insulation Contractors Educational Support Services Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers Electrical Contractors Electrical and Electronic Appliance, Television, and Radio Set Merchants Electronic Shopping and Mail-Order Houses Elementary and Secondary Schools Elevator and Moving Stairway Manufacturing Employment Placement Agencies Engineering Services Environmental Consulting Services Exam Preparation and Tutoring Executive Search Services Exterminating and Pest Control Services Fabricated Structural Metal Manufacturing Facilities Support Services Fertilizer (Mixing Only) Manufacturing Fine Arts Schools Finish Carpentry Contractors Fitness and Recreational Sports Centers Flooring Contractors Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers Footwear Manufacturing Freestanding Ambulatory Surgical and Emergency Centers Fresh Fruit and Vegetable Merchant Wholesalers Frozen Fruit, Juice, and Vegetable Manufacturing Fruit and Vegetable Markets Furniture Merchant Wholesalers General Automotive Repair Glass and Glazing Contractors Graphic Design Services Hardware Stores Hazardous Waste Collection Hazardous Waste Treatment and Disposal Highway, Street, and Bridge Construction Home Furnishing Merchant Wholesalers Home Health Care Services Home and Garden Equipment Repair and Maintenance Homes for the Elderly Human Resources and Executive Search Consulting Services Hunting and Trapping Ice Cream and Frozen Dessert Manufacturing Independent Artists, Writers, and Performers Industrial Machinery and Equipment Merchant Wholesalers Industrial Supplies Merchant Wholesalers Instrument Manufacturing for Measuring and Testing Electricity and Electrical Signals Insurance Agencies and Brokerages Interior Design Services Investigation Services Janitorial Services Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesaler Landscape Architectural Services Landscaping Services Limited-Service Restaurants Locksmiths Logging Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers Machine Shops Marinas Marketing Consulting Services Masonry Contractors Mayonnaise, Dressing, and Other Prepared Sauce Manufacturing Meat and Meat Product Merchant Wholesalers Medical Laboratories Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers Miscellaneous Financial Investment Activities Mortgage and Nonmortgage Loan Brokers Motion Picture and Video Production Motor Vehicle Steering and Suspension Components (except Spring) Manufacturing Motor Vehicle Supplies and New Parts Merchant Wholesalers Mushroom Production Music Publishers Musical Instrument Manufacturing Nail Salons New Multifamily Housing Construction (except Operative Builders) New Single-Family Housing Construction (except Operative Builders) Nonresidential Property Managers Nonupholstered Wood Household Furniture Manufacturing Nursery and Tree Production Office Equipment Merchant Wholesalers Office Furniture (except Wood) Manufacturing Offices of All Other Miscellaneous Health Practitioners Offices of Certified Public Accountants Offices of Chiropractors Offices of Dentists Offices of Lawyers Offices of Mental Health Practitioners (except Physicians) Offices of Optometrists Offices of Physical, Occupational and Speech Therapists, and Audiologi Offices of Physicians (except Mental Health Specialists) Offices of Physicians, Mental Health Specialists Offices of Real Estate Agents and Brokers Other Accounting Services Other Activities Related to Real Estate Other Automotive Mechanical and Electrical Repair and Maintenance Other Building Equipment Contractors Other Building Finishing Contractors Other Business Service Centers (including Copy Shops) Other Chemical and Allied Products Merchant Wholesalers Other Clothing Stores Other Commercial Equipment Merchant Wholesalers Other Computer Related Services Other Construction Material Merchant Wholesalers Other Electronic Parts and Equipment Merchant Wholesalers Other Grocery and Related Products Merchant Wholesalers Other Individual and Family Services Other Management Consulting Services Other Measuring and Controlling Device Manufacturing Other Miscellaneous Durable Goods Merchant Wholesalers Other Miscellaneous Nondurable Goods Merchant Wholesalers Other Motor Vehicle Parts Manufacturing Other Performing Arts Companies Other Personal Care Services Other Personal and Household Goods Repair and Maintenance Other Residential Care Facilities Other Scientific and Technical Consulting Services Other Services to Buildings and Dwellings Other Snack Food Manufacturing Other Specialized Design Services Other Technical and Trade Schools Other Waste Collection Outpatient Mental Health and Substance Abuse Centers Painting and Wall Covering Contractors Passenger Car Rental Perishable Prepared Food Manufacturing Pet Care (except Veterinary) Services Pet and Pet Supplies Stores Pharmaceutical Preparation Manufacturing Photographic Equipment and Supplies Merchant Wholesalers Photography Studios, Portrait Plumbing and Heating Equipment and Supplies (Hydronics) Merchant Wholesalers Plumbing, Heating, and Air-Conditioning Contractors Poured Concrete Foundation and Structure Contractors Power-Driven Handtool Manufacturing Prefabricated Metal Building and Component Manufacturing Private Mail Centers Process, Physical Distribution, and Logistics Consulting Services Professional Organizations Professional and Management Development Training Promoters of Performing Arts, Sports, and Similar Events with Faciliti Promoters of Performing Arts, Sports, and Similar Events without Facil Recreational Vehicle Dealers Recyclable Material Merchant Wholesalers Remediation Services Residential Mental Retardation Facilities Residential Property Managers Residential Remodelers Retail Bakeries Reupholstery and Furniture Repair Roasted Nuts and Peanut Butter Manufacturing Roofing Contractors Roofing, Siding, and Insulation Material Merchant Wholesalers Search, Detection, Navigation, Guidance, Aeronautical, and Nautical System and Instrument Manufacturing Security Guards and Patrol Services Security Systems Services (except Locksmiths) Semiconductor Machinery Manufacturing Septic Tank and Related Services Services for the Elderly and Persons with Disabilities Sheer Hosiery Mills Siding Contractors Sign Manufacturing Site Preparation Contractors Small Arms Manufacturing Snack and Nonalcoholic Beverage Bars Soil Preparation, Planting, and Cultivating Solar Electric Power Generation Solid Waste Collection Sporting and Athletic Goods Manufacturing Sporting and Recreational Goods and Supplies Merchant Wholesalers Sports and Recreation Instruction Structural Steel and Precast Concrete Contractors Supermarkets and Other Grocery (except Convenience) Stores Support Activities for Animal Production Support Activities for Nonmetallic Minerals (except Fuels) Surveying and Mapping (except Geophysical) Services Tax Preparation Services Television Broadcasting Temporary Help Services Textile and Fabric Finishing Mills Theater Companies and Dinner Theaters Tile and Terrazzo Contractors Travel Agencies Truck Trailer Manufacturing Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing Used Car Dealers Used Household and Office Goods Moving Veterinary Services Wholesale Trade Agents and Brokers Wine and Distilled Alcoholic Beverage Merchant Wholesalers Wood Kitchen Cabinet and Countertop Manufacturing Wood Window and Door Manufacturing
Change of Ownership
Existing or more than 2 years old
International Trade Loans
Loan Funds will Open Business
New Business or 2 years or less
# Preferred Lenders Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 1,937
SBA Loans Total Approval Amount as of 6/30/25 $331,074,800
Average SBA Loan Size as of 6/30/25 $170,921
Average SBA Loan Rate over Prime (Prime is 7%) 4.59
BayFirst National Bank (FL)

Unlock Your Financial Potential with BayFirst National Bank (FL)

BayFirst National Bank, formerly known as First Home Bank, is headquartered in St. Petersburg, Florida. With a strong emphasis on small business lending, BayFirst has become one of the leading SBA lenders in the nation. It combines the personal service of a community bank with the resources of a national lender to help small businesses start, grow, and thrive.

Key Features of BayFirst National Bank

  • Comprehensive Business Banking: Business checking and savings accounts, treasury management services, merchant services, and online tools tailored to simplify your company’s finances.
  • SBA Loan Expertise: BayFirst National Bank is consistently ranked among the top SBA lenders nationwide. It offers SBA 7(a), SBA Express, and 504 loans, with a dedicated SBA Lending Division that guides entrepreneurs through the application process and helps secure government-backed financing for working capital, equipment purchases, and real estate.
  • Flexible Commercial Lending: In addition to SBA loans, the bank offers term loans, lines of credit, commercial mortgages, and construction loans with local decision-making and personalized underwriting.
  • User-Friendly Digital Tools: Robust online and mobile banking for both personal and business accounts give you convenient, 24/7 access to your finances.
  • Commitment to Community: As a Florida-based bank, BayFirst reinvests in local neighborhoods, supports economic-development initiatives, and provides hands-on guidance to small business owners.

Why Choose BayFirst National Bank for SBA Loans?

BayFirst National Bank stands out as one of the nation’s premier SBA lenders. Its SBA team has the expertise and authority to approve loans quickly, making the process smoother for entrepreneurs. With competitive rates and personalized service, BayFirst helps Florida businesses access the capital they need to grow.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the BayFirst National Bank SBA Lending page to explore current offerings, review eligibility, and connect with an SBA specialist who can guide you through the process.

Empower your financial future today with BayFirst National Bank — where Florida businesses come to grow.

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