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Bell Bank (ND)

Bell Bank (ND)

Administrative Management and General Management Consulting Services All Other Amusement and Recreation Industries Beauty Salons Doll, Toy, and Game Manufacturing Engineering Services

Fitness and Recreational Sports Centers General Freight Trucking, Long Distance, Truckload Industrial Building Construction Insurance Agencies and Brokerages Limited-Service Restaurants New Multifamily Housing Construction (except Operative Builders) Offices of All Other Miscellaneous Health Practitioners Offices of Other Holding Companies Perishable Prepared Food Manufacturing Pet Care (except Veterinary) Services Plumbing, Heating, and Air-Conditioning Contractors Poured Concrete Foundation and Structure Contractors Retail Bakeries Site Preparation Contractors Spice and Extract Manufacturing Sports and Recreation Instruction Water Supply and Irrigation Systems

Change of Ownership

Existing or more than 2 years old

Loan Funds will Open Business

New Business or 2 years or less

Preferred Lenders Program

# SBA Express Program

# Startup

# Variable Rates

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SBA Loan Approvals as of 6/30/25 50

SBA Loans Total Approval Amount as of 6/30/25 $26,781,500

Average SBA Loan Size as of 6/30/25 $535,630

Average SBA Loan Rate over Prime (Prime is 7%) 1.80

Unlock Your Financial Potential with Bell Bank (ND)

Bell Bank is one of the largest independently owned banks in the nation, headquartered in Fargo, North Dakota. Known for its local decision-making and relationship-based approach, Bell Bank provides a robust suite of services designed to help small businesses start, grow, and thrive — including participation in SBA loan programs.

Key Features of Bell Bank

Comprehensive Business Banking: Business checking and savings accounts, treasury management services, merchant services, and online tools tailored to simplify your company’s finances.
SBA Loan Expertise: Bell Bank participates in the U.S. Small Business Administration’s lending programs, including SBA 7(a) and 504 loans. Its experienced commercial lending team helps entrepreneurs navigate the SBA process and secure government-backed financing for working capital, equipment purchases, and real estate.
Flexible Commercial Lending: In addition to SBA loans, the bank offers term loans, lines of credit, commercial mortgages, and construction loans with local decision-making and personalized underwriting.
User-Friendly Digital Tools: Robust online and mobile banking for both personal and business accounts give you convenient, 24/7 access to your finances.
Commitment to Community: As a North Dakota-based community bank, Bell Bank reinvests in local neighborhoods, supports economic-development initiatives, and provides hands-on guidance to small business owners.

Why Choose Bell Bank for SBA Loans?

Bell Bank combines the personal service of a community bank with the expertise needed to deliver SBA-backed financing effectively. Its business bankers understand the unique needs of North Dakota entrepreneurs and work closely with them to streamline approvals, offer competitive rates, and tailor funding solutions for each stage of growth.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the Bell Bank Business Banking page to explore current offerings, review eligibility, and connect with a local business-banking specialist who can guide you through the process.

Empower your financial future today with Bell Bank — where North Dakota businesses come to grow.