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CalPrivate Bank (CA)

CalPrivate Bank (CA)

CalPrivate Bank offers customized banking and financial solutions. We also provide commercial loans through various portfolio and government-guaranteed programs.

Change of Ownership
Existing or more than 2 years old
International Trade Loans
Loan Funds will Open Business
New Business or 2 years or less
# Preferred Lenders Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 72
SBA Loans Total Approval Amount as of 6/30/25 $90,802,000
Average SBA Loan Size as of 6/30/25 $1,261,139
Average SBA Loan Rate over Prime (Prime is 7%) 2.7
CalPrivate Bank (CA)

Unlock Your Financial Potential with CalPrivate Bank (CA)

CalPrivate Bank is a California-based private and commercial bank headquartered in San Diego, focused on providing personalized financial solutions to businesses and individuals throughout the state. With a relationship-driven approach and local decision-making, CalPrivate Bank offers a robust suite of services designed to help small and mid-sized businesses start, grow, and thrive — including participation in SBA loan programs.

Key Features of CalPrivate Bank

  • Comprehensive Business Banking: Business checking and savings accounts, treasury management, merchant services, and online tools tailored to simplify your company’s finances.
  • SBA Loan Expertise: CalPrivate Bank participates in the U.S. Small Business Administration’s lending programs, including SBA 7(a) and 504 loans. Its experienced commercial lending team helps entrepreneurs navigate the SBA process and secure government-backed financing for working capital, equipment purchases, and real estate.
  • Flexible Commercial Lending: In addition to SBA loans, the bank offers term loans, lines of credit, commercial mortgages, and construction financing with local decision-making and personalized underwriting.
  • User-Friendly Digital Tools: Robust online and mobile banking for business accounts give you convenient, 24/7 access to your finances.
  • Commitment to Community: As a California-based bank, CalPrivate reinvests in local neighborhoods, supports economic-development initiatives, and provides hands-on guidance to small business owners.

Why Choose CalPrivate Bank for SBA Loans?

CalPrivate Bank combines the personal service of a local institution with the expertise needed to deliver SBA-backed financing effectively. Its business bankers understand the unique needs of California entrepreneurs and work closely with them to streamline approvals, offer competitive rates, and tailor funding solutions for each stage of growth.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the CalPrivate Bank Business Banking page to explore current offerings, review eligibility, and connect with a local business-banking specialist who can guide you through the process.

Empower your financial future today with CalPrivate Bank — where California businesses come to grow.

Industry