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SBA Loan Approvals as of 6/30/25 80
SBA Loans Total Approval Amount as of 6/30/25 $4,335,800
Average SBA Loan Size as of 6/30/25 $54,198
Average SBA Loan Rate over Prime (Prime is 7%) 3.28
Central Pacific Bank (HI)

Unlock Your Financial Potential with Central Pacific Bank (HI)

Central Pacific Bank, headquartered in Honolulu, Hawaii, is a full-service community bank founded by local business leaders more than 65 years ago to support Hawaii’s growing economy. Today, the bank continues its mission by providing tailored financial solutions and SBA-backed lending programs that help small businesses start, grow, and thrive across the islands.

Key Features of Central Pacific Bank

  • Comprehensive Business Banking: Business checking and savings accounts, merchant services, treasury management, and online tools built to simplify your business finances.
  • SBA Loan Expertise: Central Pacific Bank is an active participant in the U.S. Small Business Administration’s lending programs, offering SBA 7(a), SBA Express, and 504 loans. Its dedicated SBA team helps entrepreneurs secure government-guaranteed financing for working capital, real estate, and equipment purchases.
  • Flexible Commercial Lending: In addition to SBA loans, the bank offers term loans, lines of credit, and commercial mortgages — all with local decision-making and responsive service.
  • Digital Banking Convenience: Powerful online and mobile banking tools give business owners 24/7 account access, cash-flow tracking, and payment options.
  • Commitment to Hawaii’s Communities: As one of Hawaii’s leading financial institutions, Central Pacific Bank invests in local businesses, supports economic-development initiatives, and champions community programs that strengthen the islands’ economy.

Why Choose Central Pacific Bank for SBA Loans?

Central Pacific Bank combines deep local roots with SBA expertise to help Hawaii entrepreneurs access affordable financing. Its SBA specialists understand the unique business environment of the islands — from tourism to agriculture — and work closely with owners to streamline approvals, offer competitive rates, and tailor loan structures for sustainable growth.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the Central Pacific Bank Business Banking page to explore current offerings, review eligibility, and connect with a local SBA specialist who can guide you through the process.

Empower your financial future today with Central Pacific Bank — where Hawaii businesses come to grow.

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