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CenTrust Bank, A Division of SmartBiz Bank National Association (IL)

Unlock Your Financial Potential with CenTrust Bank, A Division of SmartBiz Bank National Association (IL)
CenTrust Bank, headquartered in Northbrook, Illinois, operates as a division of SmartBiz Bank N.A., combining community-focused banking with advanced SBA lending technology. Together, they deliver flexible, government-backed financing solutions that help small businesses across the country start, expand, and thrive.
Key Features of CenTrust Bank (SmartBiz Division)
- Comprehensive Business Banking: Business checking and savings accounts, treasury management, merchant services, and lending tools designed to streamline financial operations.
- SBA Loan Expertise: As part of SmartBiz Bank N.A., CenTrust Bank specializes in SBA 7(a) loans — offering affordable, long-term financing for working capital, debt refinancing, and business expansion. Borrowers benefit from SmartBiz’s online platform that simplifies the SBA application process.
- Fast, Technology-Driven Approvals: SmartBiz’s automated lending technology allows small businesses to prequalify and apply for SBA loans faster than through traditional banks, with human guidance from CenTrust’s experienced loan officers.
- Flexible Loan Options: SBA 7(a) loans up to $500,000, along with non-SBA term loans for faster capital access.
- Commitment to Small Businesses: As an Illinois-based lender backed by a national platform, CenTrust remains dedicated to supporting entrepreneurs through accessible, affordable lending and personalized service.
Why Choose CenTrust Bank (SmartBiz) for SBA Loans?
CenTrust Bank and SmartBiz Bank N.A. combine community banking values with nationwide reach and advanced fintech capabilities. This partnership allows borrowers to experience the best of both worlds — local care and nationwide efficiency. Small business owners enjoy faster approvals, competitive interest rates, and streamlined processing, all supported by experts who understand SBA lending inside and out.
How to Get Started
Ready to grow your business with an SBA loan or other financing option? Visit the SmartBiz SBA Loan page to learn more about CenTrust Bank’s SBA lending solutions, review eligibility, and connect with a loan specialist who can guide you through the process.
Empower your financial future today with CenTrust Bank — a division of SmartBiz Bank N.A. — where Illinois expertise meets nationwide small business growth.
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