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Citizens Bank (TN)
Citizens offers personal and business banking, student loans, home equity products, credit cards, online banking, mobile banking, and more. We offer approximately 3,300 ATMs and 1,200 branches. You're made ready and so are we.
Unlock Your Financial Potential with Citizens Bank (TN)
Citizens Bank, headquartered in Elizabethton, Tennessee, is one of the region’s most trusted community banks, serving small businesses for more than 90 years. With local decision-making, personalized service, and a strong commitment to community growth, Citizens Bank provides comprehensive business-banking and SBA lending solutions that help Tennessee entrepreneurs start, expand, and thrive.
Key Features of Citizens Bank
- Comprehensive Business Banking: Business checking and savings accounts, merchant services, cash-management tools, and online banking designed to simplify your financial operations.
- SBA Loan Expertise: Citizens Bank participates in the U.S. Small Business Administration’s 7(a) and 504 loan programs. Its experienced business-lending team guides borrowers through the SBA process to secure affordable, government-backed financing for working capital, equipment, or commercial real estate.
- Flexible Business Financing: In addition to SBA programs, the bank offers business term loans, commercial lines of credit, and construction loans with competitive terms and local underwriting.
- Modern Digital Banking Tools: Citizens Bank’s online and mobile platforms provide 24/7 account access, bill pay, and cash-flow management from anywhere.
- Commitment to Community: As a Tennessee-based community bank, Citizens Bank actively supports local businesses, nonprofits, and economic-development initiatives across the region.
Why Choose Citizens Bank for SBA Loans?
Citizens Bank combines local decision-making with SBA lending expertise to deliver financing solutions that fit the needs of Tennessee entrepreneurs. Its relationship-based approach ensures personal guidance throughout the process — from prequalification to closing — with fast decisions, competitive rates, and customized repayment structures.
How to Get Started
Ready to grow your business with an SBA loan or other financing option? Visit the Citizens Bank Business Banking page to explore current offerings, review eligibility, and connect with a local SBA specialist who can help you get started.
Empower your financial future today with Citizens Bank — where Tennessee businesses come to grow.
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