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Citizens State Bank of New Castle (IN)

We’re the relationship-driven community bank you’ve been searching for in Central Indiana—ready to serve you with your personal or business banking needs.

7a General
Change of Ownership
Existing or more than 2 years old
Loan Funds will Open Business
New Business or 2 years or less
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approval Count : 21
SBA Loans Total Approval Amount YTD: $9,782,500
Average SBA Loan Size: $465,833
Average SBA Loan Rate over Prime (this number plus current prime rate): 1.95
Citizens State Bank of New Castle (IN)

Unlock Your Financial Potential with Citizens State Bank of New Castle (IN)

Citizens State Bank of New Castle, headquartered in New Castle, Indiana, is a locally owned community bank that has proudly served Hoosiers since 1873. Focused on building strong relationships and supporting local economies, the bank offers comprehensive business banking services and SBA-backed loan programs to help entrepreneurs start, grow, and thrive.

Key Features of Citizens State Bank

  • Comprehensive Business Banking: Business checking and savings accounts, merchant services, cash management, and online banking tools that simplify everyday business operations.
  • SBA Loan Expertise: Citizens State Bank is an approved SBA lender offering 7(a) and 504 loans. Its experienced business lending team helps small business owners navigate the SBA process and secure government-guaranteed financing for working capital, commercial real estate, and equipment purchases.
  • Flexible Commercial Lending: In addition to SBA programs, the bank provides term loans, lines of credit, and commercial mortgages with competitive rates and quick, local decision-making.
  • Modern Digital Banking Solutions: Robust online and mobile banking platforms provide 24/7 access to business accounts, payments, and cash-flow tools.
  • Commitment to Community: As a locally owned Indiana bank, Citizens State Bank reinvests in local businesses, supports economic development, and fosters meaningful relationships with entrepreneurs across the state.

Why Choose Citizens State Bank for SBA Loans?

Citizens State Bank combines 150 years of community banking heritage with modern SBA lending expertise. Its dedicated SBA team provides hands-on guidance throughout the loan process, ensuring a smooth experience from application to funding. Whether you’re opening a new business, expanding your operations, or refinancing debt, Citizens State Bank helps you find the right SBA solution for your goals.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the Citizens State Bank Business Banking page to explore current offerings, review eligibility, and connect with a local SBA specialist who can guide you through the process.

Empower your financial future today with Citizens State Bank of New Castle — where Indiana businesses come to grow.

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