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Columbia Bank d/b/a Umpqua Bank (CA)

Administrative Management and General Management Consulting Services Agents and Managers for Artists, Athletes, Entertainers, and Other Pub All Other Amusement and Recreation Industries All Other Business Support Services All Other Legal Services All Other Miscellaneous Manufacturing All Other Miscellaneous Schools and Instruction All Other Miscellaneous Waste Management Services All Other Professional, Scientific, and Technical Services All Other Specialty Trade Contractors All Other Transit and Ground Passenger Transportation Amusement Arcades Architectural Services Automotive Body, Paint, and Interior Repair and Maintenance Automotive Glass Replacement Shops Barber Shops Beauty Salons Beef Cattle Ranching and Farming Berry (except Strawberry) Farming Blind and Shade Manufacturing Boat Dealers Breweries Building Inspection Services Carpet and Upholstery Cleaning Services Caterers Child Day Care Services Chocolate and Confectionery Manufacturing from Cacao Beans Coffee and Tea Manufacturing Coin-Operated Laundries and Drycleaners Commercial Bakeries Commercial Gravure Printing Commercial Screen Printing Commercial and Industrial Machinery and Equipment (except Automotive a Commercial and Institutional Building Construction Custom Computer Programming Services Diagnostic Imaging Centers Distilleries Drinking Places (Alcoholic Beverages) Drywall and Insulation Contractors Educational Support Services Electrical Contractors Engineering Services Environmental Consulting Services Exterminating and Pest Control Services Farm Labor Contractors and Crew Leaders Farm and Garden Machinery and Equipment Merchant Wholesalers Fine Arts Schools Finfish Fishing Finish Carpentry Contractors Fitness and Recreational Sports Centers Flavoring Syrup and Concentrate Manufacturing Flooring Contractors Flower, Nursery Stock, and Florists' Supplies Merchant Wholesalers Forest Nurseries and Gathering of Forest Products Framing Contractors Full-Service Restaurants General Automotive Repair General Freight Trucking, Local General Freight Trucking, Long Distance, Truckload Graphic Design Services Hay Farming Highway, Street, and Bridge Construction Home Health Care Services Homes for the Elderly Human Resources and Executive Search Consulting Services Insurance Agencies and Brokerages Interior Design Services Janitorial Services Landscaping Services Limited-Service Restaurants Locksmiths Logging Machine Shops Marketing Consulting Services Masonry Contractors Mobile Food Services Motor Vehicle Towing New Single-Family Housing Construction (except Operative Builders) Nursing Care Facilities Offices of All Other Miscellaneous Health Practitioners Offices of Certified Public Accountants Offices of Chiropractors Offices of Dentists Offices of Lawyers Offices of Mental Health Practitioners (except Physicians) Offices of Physical, Occupational and Speech Therapists, and Audiologi Offices of Real Estate Agents and Brokers Other Accounting Services Other Commercial and Industrial Machinery and Equipment Rental and Lea Other Computer Related Services Other Grocery and Related Products Merchant Wholesalers Other Heavy and Civil Engineering Construction Other Management Consulting Services Other Miscellaneous Nondurable Goods Merchant Wholesalers Other Personal Care Services Other Personal and Household Goods Repair and Maintenance Other Scientific and Technical Consulting Services Other Services to Buildings and Dwellings Other Waste Collection Outpatient Mental Health and Substance Abuse Centers Painting and Wall Covering Contractors Pet Care (except Veterinary) Services Plumbing, Heating, and Air-Conditioning Contractors Potato Farming Poured Concrete Foundation and Structure Contractors Prefabricated Wood Building Manufacturing Promoters of Performing Arts, Sports, and Similar Events without Facil Remediation Services Residential Mental Retardation Facilities Residential Property Managers Residential Remodelers Roofing Contractors Security Guards and Patrol Services Security Systems Services (except Locksmiths) Septic Tank and Related Services Siding Contractors Site Preparation Contractors Snack and Nonalcoholic Beverage Bars Solid Waste Collection Special Needs Transportation Specialized Freight (except Used Goods) Trucking, Local Specialized Freight (except Used Goods) Trucking, Long-Distance Sporting and Recreational Goods and Supplies Merchant Wholesalers Sports and Recreation Instruction Supermarkets and Other Grocery (except Convenience) Stores Support Activities for Forestry Tax Preparation Services Tile and Terrazzo Contractors Used Car Dealers Used Household and Office Goods Moving Veterinary Services Welding and Soldering Equipment Manufacturing Wheat Farming Wineries Wood Kitchen Cabinet and Countertop Manufacturing
Existing or more than 2 years old
New Business or 2 years or less
Preferred Lenders Program
SBA Express Program
Variable Rates
SBA Loan Approvals as of 6/30/25 578
SBA Loans Total Approval Amount as of 6/30/25 $40,198,500
Average SBA Loan Size as of 6/30/25 $69,548
Average SBA Loan Rate over Prime (Prime is 7%) 4.88

Unlock Your Financial Potential with Columbia Bank d/b/a Umpqua Bank (CA)

Columbia Bank, doing business as Umpqua Bank, is a West Coast regional powerhouse headquartered in Tacoma, Washington, with a strong presence throughout California. Following the merger of Columbia Bank and Umpqua Bank, the institution continues to provide exceptional business banking and SBA lending solutions — combining local decision-making with the financial strength of a top regional lender.

Key Features of Umpqua Bank (Columbia Bank)

  • Comprehensive Business Banking: Business checking and savings accounts, merchant services, treasury management, and digital tools built to simplify operations and optimize cash flow.
  • SBA Loan Expertise: Umpqua Bank is an SBA Preferred Lender offering SBA 7(a), SBA Express, and 504 loan programs. Its experienced SBA team helps entrepreneurs secure affordable, government-backed financing for working capital, equipment, or real estate acquisitions.
  • Flexible Financing Options: Beyond SBA loans, the bank provides business term loans, commercial real estate financing, equipment loans, and lines of credit — all designed to support long-term growth.
  • Advanced Digital Banking: Umpqua’s user-friendly online and mobile banking platforms give business owners 24/7 account access, payment management, and reporting tools.
  • Commitment to Community and Sustainability: Umpqua invests in community development, affordable housing, and local business initiatives across California and the Pacific Northwest, aligning banking success with community impact.

Why Choose Umpqua Bank for SBA Loans?

Umpqua Bank (formerly Columbia Bank) brings together decades of community banking experience and modern financial capabilities to deliver flexible, customer-centered SBA lending. As a Preferred Lender, Umpqua streamlines the SBA approval process, offers competitive rates, and provides expert guidance tailored to each borrower’s goals. Whether you’re launching a new venture, expanding facilities, or refinancing existing debt, Umpqua’s SBA team ensures a smooth, efficient financing experience.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the Umpqua Bank Business Banking page to explore current offerings, review eligibility, and connect with a dedicated SBA lending professional.

Empower your financial future today with Columbia Bank d/b/a Umpqua Bank — where California businesses come to grow.

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