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Columbia Bank (NJ)

Columbia Bank (NJ)

Serving New Jersey since 1927, Columbia Bank offers tailored financial solutions to meet your needs. Discover our personal and business banking services to achieve your financial goals with confidence.

Existing or more than 2 years old
Loan Funds will Open Business
Preferred Lenders Program
SBA Express Program
Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 16
SBA Loans Total Approval Amount as of 6/30/25 $17,148,000
Average SBA Loan Size as of 6/30/25 $1,071,750
Average SBA Loan Rate over Prime (Prime is 7%) 2.38
Columbia Bank (NJ)

Unlock Your Financial Potential with Columbia Bank (NJ)

Columbia Bank, headquartered in Fair Lawn, New Jersey, is one of the state’s largest community banks — proudly serving businesses and individuals for over 90 years. Known for its strong local presence and relationship-driven service, Columbia Bank provides comprehensive business-banking solutions and SBA-backed lending programs designed to help New Jersey entrepreneurs grow and thrive.

Key Features of Columbia Bank

  • Comprehensive Business Banking: Business checking and savings accounts, merchant services, treasury management, and online banking tools that make managing your finances simple and efficient.
  • SBA Loan Expertise: Columbia Bank is an approved SBA lender offering SBA 7(a), SBA Express, and 504 loans. Its experienced commercial lending team helps small business owners navigate the SBA process and secure affordable, government-guaranteed financing for working capital, equipment, or real estate purchases.
  • Flexible Business Financing: In addition to SBA loans, Columbia offers term loans, business lines of credit, and commercial mortgages — all supported by local decision-making and quick turnaround times.
  • Modern Digital Banking Tools: Columbia’s secure online and mobile banking platforms allow business owners to access accounts, transfer funds, and manage cash flow 24/7.
  • Commitment to New Jersey Communities: Columbia Bank actively supports local businesses and nonprofit organizations through its Columbia Bank Foundation, reinvesting in the communities it serves across New Jersey.

Why Choose Columbia Bank for SBA Loans?

Columbia Bank combines the stability of a long-standing financial institution with the flexibility of a community-focused lender. Its dedicated SBA lending professionals understand the needs of New Jersey entrepreneurs and work closely with each borrower to streamline the loan process, offer competitive terms, and deliver personalized financing solutions. Whether you’re expanding operations, refinancing debt, or purchasing commercial property, Columbia Bank’s SBA programs are designed to help you succeed.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the Columbia Bank Business Banking page to explore current offerings, review eligibility, and connect with a local SBA specialist who can guide you through the process.

Empower your financial future today with Columbia Bank — where New Jersey businesses come to grow.

Industry