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Encore Bank (AR)

Encore Bank (AR)

Encore Bank is a private boutique bank that couple experience with innovative technology to provide unprecedented levels of personal service.

Change of Ownership
Existing or more than 2 years old
New Business or 2 years or less
Preferred Lenders Program
SBA Express Program
# Variable Rates
SBA Loan Approvals as of Fiscal Year End 2025 24
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $21,895,700
Average SBA Loan Size as of Fiscal Year End 2025 $912,321
Average SBA Loan Rate over Prime (Prime is 6.75%) 2.25
Encore Bank (AR)

Unlock Your Financial Potential with Encore Bank (AR)

Encore Bank, headquartered in Little Rock, Arkansas, is one of the fastest-growing community banks in the United States — offering a unique blend of personalized banking and modern financial technology. With deep expertise in commercial and SBA lending, Encore Bank helps entrepreneurs access the capital they need to start, expand, or strengthen their businesses.

Key Features of Encore Bank

  • Comprehensive Business Banking: Full-service business checking and savings accounts, treasury management, merchant services, and cash-flow solutions tailored for small and mid-sized companies.
  • SBA Loan Expertise: Encore Bank is an active SBA lender, offering SBA 7(a) and 504 loan programs that provide flexible, government-guaranteed financing for working capital, real estate, equipment, and business acquisition.
  • Flexible Commercial Financing: Beyond SBA loans, Encore provides term loans, business lines of credit, and commercial real estate financing with competitive rates and custom terms.
  • Digital Banking Innovation: With a modern, tech-forward approach, Encore Bank’s digital platforms simplify banking for business owners, offering seamless access to accounts, payments, and lending tools.
  • Commitment to Local Growth: Encore Bank is deeply involved in supporting economic development across Arkansas and the Southeast, investing in local businesses, communities, and entrepreneurship.

Why Choose Encore Bank for SBA Loans?

Encore Bank stands out for its hybrid model — combining the service of a community bank with the reach and innovation of a regional powerhouse. Its SBA lending team provides personalized guidance, fast decisions, and flexible loan structures designed to help small businesses thrive. Whether you’re expanding facilities, purchasing equipment, or acquiring a business, Encore Bank delivers the capital and expertise to get it done.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the Encore Bank Business Banking page to explore available loan programs, review eligibility, and connect with an SBA lending specialist.

Empower your financial future today with Encore Bank — where Arkansas businesses come to grow.

Industry