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First Bank of Central Ohio (OH)

7a General
Asset Base Working Capital Line (CAPLine)
Change of Ownership
Existing or more than 2 years old
New Business or 2 years or less
# Preferred Lenders Program
# Variable Rates
SBA Loan Approval Count : 30
SBA Loans Total Approval Amount YTD: $42,638,900
Average SBA Loan Size: $1,421,297
Average SBA Loan Rate over Prime (this number plus current prime rate): 2.38
First Bank of Central Ohio (OH)

Unlock Your Financial Potential with First Bank of Central Ohio (OH)

First Bank of Central Ohio, headquartered in Worthington, Ohio, is an independent community bank dedicated to building strong relationships with local entrepreneurs and small businesses. With personalized service, flexible financing options, and expertise in SBA lending, First Bank of Central Ohio provides the resources and guidance business owners need to grow and succeed.

Key Features of First Bank of Central Ohio

  • Comprehensive Business Banking: Business checking and savings accounts, cash management, and digital banking tools to streamline operations and enhance financial control.
  • SBA Loan Expertise: First Bank of Central Ohio participates in the SBA 7(a) and 504 loan programs, offering government-backed financing for working capital, commercial real estate, and equipment purchases.
  • Local Lending Decisions: All credit decisions are made locally, ensuring faster approvals and a deeper understanding of the Central Ohio business community.
  • Flexible Commercial Financing: Beyond SBA options, the bank offers term loans, commercial lines of credit, and real estate financing tailored to the needs of local business owners.
  • Commitment to Community Growth: As a locally owned institution, First Bank of Central Ohio is committed to supporting small business development, job creation, and economic vitality throughout the region.

Why Choose First Bank of Central Ohio for SBA Loans?

First Bank of Central Ohio offers a rare combination of personal attention and proven lending expertise. Its SBA lending specialists work closely with business owners to navigate the application process and design financing solutions that fit each borrower’s goals. Whether you’re expanding, purchasing property, or starting a new venture, the bank provides the capital, service, and partnership to make it happen.

How to Get Started

Ready to grow your business with an SBA loan or other financing solution? Visit the First Bank of Central Ohio Business Banking page to explore available SBA programs, review eligibility, and connect with a lending expert.

Empower your financial future today with First Bank of Central Ohio — where Ohio businesses come to grow.

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