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First Bank & Trust (SD)
Managing your daily finances or funding your future? We can help you do both.
Unlock Your Financial Potential with First Bank & Trust (SD)
First Bank & Trust, headquartered in Brookings, South Dakota, is a family- and employee-owned community bank dedicated to helping small businesses thrive through personalized service and flexible financing. With decades of experience in SBA lending and commercial banking, First Bank & Trust provides affordable capital solutions to help local entrepreneurs grow with confidence.
Key Features of First Bank & Trust
- Comprehensive Business Banking: Business checking and savings accounts, treasury management, merchant processing, and online banking tools that make managing cash flow simple and efficient.
- SBA Loan Expertise: First Bank & Trust actively participates in the SBA 7(a) and 504 loan programs, offering government-backed financing for working capital, equipment, real estate, or business expansion.
- Flexible Financing Options: In addition to SBA loans, the bank offers term loans, lines of credit, and commercial real estate lending with competitive rates and local decision-making.
- Local, Relationship-Based Lending: As a South Dakota-based community bank, First Bank & Trust’s lending team understands the regional economy and provides customized solutions tailored to local businesses.
- Commitment to Community Growth: Deeply rooted in South Dakota and Minnesota, the bank reinvests in its communities through small business development, charitable partnerships, and local job creation initiatives.
Why Choose First Bank & Trust for SBA Loans?
First Bank & Trust combines community values with proven SBA lending expertise. Its dedicated team of business bankers guides entrepreneurs through every stage of the loan process — from eligibility assessment to approval — ensuring clarity, flexibility, and support along the way. Whether you’re expanding operations, upgrading equipment, or launching a new business, First Bank & Trust delivers the financing and partnership you can count on.
How to Get Started
Ready to grow your business with an SBA loan or other financing solution? Visit the First Bank & Trust Business Banking page to explore available programs, review eligibility, and connect with an SBA lending expert.
Empower your financial future today with First Bank & Trust — where South Dakota businesses come to grow.
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