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First Service Bank (AR)

First Service Bank (AR)

You can trust us to provide the highest level of customer service, just as we have since we opened in 1962, and the banking products and services you need to fit your lifestyle.

Asset Base Working Capital Line (CAPLine)
Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
# New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 35
SBA Loans Total Approval Amount as of 6/30/25 $32,540,800
Average SBA Loan Size as of 6/30/25 $929,737
Average SBA Loan Rate over Prime (Prime is 7%) 1.68
First Service Bank (AR)

Unlock Your Financial Potential with First Service Bank (AR)

First Service Bank, headquartered in Greenbrier, Arkansas, is a community-focused financial institution dedicated to helping small businesses grow through flexible financing and personalized service. With deep local roots and experience in SBA lending, the bank provides tailored, government-backed loan solutions that make entrepreneurship more accessible and sustainable.

Key Features of First Service Bank

  • Comprehensive Business Banking: Full-service business checking and savings accounts, cash management, merchant services, and digital tools designed to streamline operations.
  • SBA Loan Expertise: First Service Bank participates in the SBA 7(a) and 504 programs — helping business owners access affordable, long-term financing for working capital, real estate, or equipment purchases.
  • Local Decision-Making: All lending decisions are made locally by Arkansas-based bankers who understand regional market conditions and small business challenges.
  • Flexible Commercial Lending: Beyond SBA loans, the bank offers term loans, lines of credit, and commercial real estate financing to meet the unique needs of business owners across the state.
  • Community Commitment: First Service Bank actively supports Arkansas communities through small business partnerships, financial education, and economic development initiatives.

Why Choose First Service Bank for SBA Loans?

First Service Bank combines community banking values with the financial strength and experience needed to navigate the SBA lending process. Its business banking team works directly with entrepreneurs to identify the right funding solutions, guide them through the application process, and ensure a smooth path from approval to funding. Whether you’re purchasing a building, acquiring equipment, or expanding your operations, First Service Bank delivers the expertise and support you can trust.

How to Get Started

Ready to grow your business with an SBA loan or other financing solution? Visit the First Service Bank Business Banking page to explore available SBA programs, review eligibility, and connect with a local lending expert.

Empower your financial future today with First Service Bank — where Arkansas businesses come to grow.

Industry