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Florida First Capital Finance Corporation, Inc. (FL)
Commercial real estate and fixed heavy duty machinery and equipment loans for growing small businesses available through the SBA 504 Loan Program
Unlock Your Financial Potential with Florida First Capital Finance Corporation, Inc. (FL)
Florida First Capital Finance Corporation (FFCFC), headquartered in Tallahassee, Florida, is the state’s largest and most experienced Certified Development Company (CDC), authorized by the U.S. Small Business Administration to deliver the SBA 504 Loan Program. For more than 40 years, FFCFC has helped small businesses access affordable, long-term financing for fixed assets such as real estate, heavy equipment, and facility expansion.
Key Features of Florida First Capital Finance Corporation
- SBA 504 Loan Expertise: FFCFC specializes exclusively in the SBA 504 Loan Program, which provides up to 90% financing for owner-occupied commercial real estate and long-term equipment purchases with below-market, fixed interest rates.
- Partnership-Driven Financing: Works in collaboration with banks, credit unions, and other lenders to structure 504 loans that minimize borrower equity requirements and preserve working capital.
- Statewide and Regional Impact: Serving all 67 counties in Florida and portions of Alabama and Georgia, FFCFC has funded billions of dollars in small business projects that create jobs and drive local economic growth.
- Experienced SBA Team: With decades of SBA lending experience, FFCFC’s experts provide hands-on guidance throughout the loan process — from eligibility assessment to closing.
- Mission-Driven Focus: As a nonprofit organization, FFCFC’s mission is to promote economic development by making long-term, fixed-rate financing accessible to small business owners.
Why Choose Florida First Capital Finance Corporation for SBA 504 Loans?
Florida First Capital is a recognized leader in SBA 504 lending — consistently ranked among the nation’s top CDCs. The organization’s deep expertise and statewide partnerships allow it to streamline the loan process, offering borrowers low down payments, fixed interest rates, and long repayment terms. Whether you’re purchasing a facility, building a new location, or refinancing existing debt, FFCFC helps you secure the capital to grow while keeping more cash in your business.
How to Get Started
Ready to grow your business with an SBA 504 loan? Visit the Florida First Capital SBA 504 Lending page to learn more about eligibility, benefits, and how to connect with a Certified Development Officer near you.
Empower your business today with Florida First Capital Finance Corporation — Florida’s trusted partner for long-term, fixed-rate SBA 504 financing.
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