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Highland Bank (MN)

Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of Fiscal Year End 2025 19
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $14,214,500
Average SBA Loan Size as of Fiscal Year End 2025 $748,132
Average SBA Loan Rate over Prime (Prime is 6.75%) 1.64

Unlock Your Financial Potential with Highland Bank (MN)

Highland Bank, headquartered in St. Michael, Minnesota, is a privately owned community bank and a proud SBA Preferred Lender committed to helping entrepreneurs, professionals, and small business owners achieve their goals. With deep roots in the Twin Cities and a strong record of supporting local growth, Highland Bank provides personalized SBA lending solutions that help businesses expand, invest, and succeed.

Key Features of Highland Bank

  • Comprehensive Business Banking: Full-service business checking and savings accounts, treasury management, merchant services, and digital banking tools to simplify your financial operations.
  • SBA Loan Expertise: As an SBA Preferred Lender, Highland Bank offers SBA 7(a), 504, and SBA Express loans — providing long-term, low-down-payment financing for real estate, equipment, and working capital.
  • Dedicated SBA Lending Team: Highland’s experienced SBA specialists work directly with business owners, guiding them through each stage of the process to ensure smooth approvals and quick funding.
  • Flexible Commercial Lending Options: In addition to SBA programs, Highland offers business term loans, commercial real estate financing, and lines of credit tailored to fit unique growth strategies.
  • Commitment to Local Businesses: Focused on Minnesota entrepreneurs, Highland Bank partners with clients in manufacturing, professional services, healthcare, and more — helping drive regional economic success.

Why Choose Highland Bank for SBA Loans?

Highland Bank stands out as one of Minnesota’s most experienced SBA lenders, combining financial expertise with personal service. As an SBA Preferred Lender, Highland can make credit decisions in-house, streamlining the loan process and reducing turnaround times. Whether you’re purchasing a building, refinancing debt, or funding expansion, Highland delivers the partnership and capital your business deserves.

How to Get Started

Ready to take your business to the next level with SBA financing? Visit the Highland Bank SBA Lending page to explore available programs, review eligibility, and connect with an SBA lending expert.

Empower your financial future today with Highland Bank — where Minnesota businesses find trusted financial partners for long-term growth and success.

Industry