Find the best SBA Rates for your industry by searching our SBA Lender Directory

SBARates.com your ultimate directory for Small Business Administration (SBA) loans. Compare current SBA loan rates, explore approved SBA lenders, search by your industry NAICS code, and discover funding options.

SBA Loan Approvals as of 6/30/25 91
SBA Loans Total Approval Amount as of 6/30/25 $46,586,400
Average SBA Loan Size as of 6/30/25 $511,938
Average SBA Loan Rate over Prime (Prime is 7%) 2.66

Unlock Your Financial Potential with Idaho Central Credit Union (ID)

Idaho Central Credit Union (ICCU), headquartered in Chubbuck, Idaho, is the state’s largest credit union and a trusted financial partner for thousands of small business owners across the Northwest. With a strong focus on personalized service, competitive lending options, and community support, ICCU provides SBA-backed financing solutions that help entrepreneurs launch, grow, and sustain successful businesses.

Key Features of Idaho Central Credit Union

  • Comprehensive Business Banking: ICCU offers business checking and savings accounts, credit cards, merchant services, and digital banking tools that make managing your business finances easy and efficient.
  • SBA Loan Programs: As a participating SBA lender, ICCU offers SBA 7(a) and 504 loan programs that provide affordable, long-term financing for working capital, real estate, equipment, and business expansion.
  • Local Decision-Making: Lending decisions are made by Idaho-based business specialists who understand the needs of local entrepreneurs and regional industries like agriculture, retail, and manufacturing.
  • Flexible Commercial Lending Solutions: Beyond SBA loans, ICCU provides term loans, lines of credit, and vehicle or equipment financing designed to fit your business needs.
  • Commitment to Community and Growth: As a not-for-profit financial cooperative, ICCU reinvests profits back into its members — offering lower rates, better terms, and programs that support Idaho’s economic development.

Why Choose Idaho Central Credit Union for SBA Loans?

ICCU combines the personalized approach of a community credit union with the power of an experienced SBA lender. Its business lending specialists provide one-on-one guidance, helping entrepreneurs navigate the SBA process and secure the capital they need to grow. Whether you’re opening a new location, purchasing property, or upgrading equipment, Idaho Central delivers competitive financing and a true partnership built for long-term success.

How to Get Started

Ready to grow your business with an SBA loan or other financing solution? Visit the Idaho Central Credit Union Business Lending page to explore available SBA programs, review eligibility, and connect with a local SBA expert.

Empower your financial future today with Idaho Central Credit Union — where Idaho businesses find trusted partners for sustainable growth and success.

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