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Locality Bank (FL)

Locality Bank (FL)

A digital-first community bank focused on empowering small to medium-sized businesses to maximize their potential.

Change of Ownership
Existing or more than 2 years old
International Trade Loans
Loan Funds will Open Business
Preferred Lenders Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 15
SBA Loans Total Approval Amount as of 6/30/25 $13,051,700
Average SBA Loan Size as of 6/30/25 $870,113
Average SBA Loan Rate over Prime (Prime is 7%) 2.75
Locality Bank (FL)

Unlock Your Financial Potential with Locality Bank (FL)

Locality Bank, headquartered in Fort Lauderdale, Florida, is a modern digital-first community bank built to empower local entrepreneurs and small businesses. Known for its streamlined technology and relationship-focused approach, Locality Bank provides SBA-backed financing and commercial lending solutions that help Florida businesses grow, scale, and succeed.

Key Features of Locality Bank

  • Digital Community Banking: Enjoy a modern business banking experience with powerful online tools and responsive, relationship-driven support.
  • SBA Loan Programs: Locality Bank offers SBA 7(a) loans that provide flexible, long-term financing options for working capital, real estate, equipment, and business expansion.
  • Commercial Lending Expertise: Locality provides business term loans, commercial real estate loans, and lines of credit tailored to business growth strategies.
  • Local Decision-Making: Lending decisions are made by bankers who understand the South Florida market and its unique business environment.
  • Entrepreneur-Focused Support: Locality Bank works directly with business owners to structure financing that aligns with growth milestones — not one-size-fits-all rules.

Why Choose Locality Bank for SBA Loans?

Locality Bank blends the efficiency of a digital platform with the personal connection of a community bank. Their SBA lending team is hands-on, responsive, and attuned to the realities of business growth in Florida’s dynamic economy. Whether you are expanding your operations, purchasing commercial space, or improving cash flow, Locality Bank provides the capital and partnership to move your business forward with confidence.

How to Get Started

Ready to explore SBA financing or commercial loan options? Visit the
Locality Bank Business Lending page
to connect with an SBA lending specialist and begin the conversation.

Empower your financial future today with Locality Bank — where Florida entrepreneurs find strategic partners committed to business growth and community success.

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Average SBA Loan Rate over Prime (Prime is 7%): 2.00
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