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SBARates.com is a data-driven SBA lending intelligence platform. The site provides industry-specific lending insights, lender analytics, approval trends, and average SBA 7(a) loan rates to help entrepreneurs research SBA lenders and prepare for funding.
Mechanics and Farmers Bank (NC)
Unlock Your Financial Potential with Mechanics & Farmers Bank (NC)
Mechanics & Farmers Bank (M&F Bank), headquartered in Durham, North Carolina, is one of the oldest and most respected African American-owned banks in the United States. Deeply committed to economic empowerment and community development, M&F Bank provides SBA-backed financing and business banking solutions that help entrepreneurs start, expand, and sustain their businesses.
Key Features of Mechanics & Farmers Bank
- Business Banking Designed for Growth: Business checking and savings accounts, merchant services, cash management tools, and digital banking built to support daily operations.
- SBA Loan Programs: As a participating SBA lender, M&F Bank offers SBA 7(a) and 504 financing to support working capital, equipment purchases, expansion, and commercial real estate acquisition.
- Commercial Lending Expertise: In addition to SBA loans, the bank provides term loans, lines of credit, and commercial mortgage options tailored to business needs.
- Community-Centered Lending: M&F Bank maintains a mission-driven approach focused on supporting small businesses, especially those in historically underrepresented and underserved communities.
- Local Decision-Making: Lending decisions are guided by North Carolina-based professionals who understand the business landscape across the Triangle, Charlotte, Triad, and beyond.
Why Choose Mechanics & Farmers Bank for SBA Loans?
M&F Bank brings over 116 years of community banking experience and remains committed to strengthening the business ecosystem in North Carolina. Their SBA lending team offers personalized guidance, transparent communication, and a supportive lending experience. Whether you are launching a new venture, expanding your business, or purchasing commercial property, M&F Bank provides the partnership and capital needed to take your next step.
How to Get Started
Ready to explore SBA financing or commercial lending options? Visit the
Mechanics & Farmers Bank Business Lending page
to learn more and connect with a business lending specialist.
Empower your financial future today with Mechanics & Farmers Bank — where North Carolina businesses find trusted partners for growth, stability, and long-term success.
