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Mechanics and Farmers Bank (NC)
Unlock Your Financial Potential with Mechanics & Farmers Bank (NC)
Mechanics & Farmers Bank (M&F Bank), headquartered in Durham, North Carolina, is one of the oldest and most respected African American-owned banks in the United States. Deeply committed to economic empowerment and community development, M&F Bank provides SBA-backed financing and business banking solutions that help entrepreneurs start, expand, and sustain their businesses.
Key Features of Mechanics & Farmers Bank
- Business Banking Designed for Growth: Business checking and savings accounts, merchant services, cash management tools, and digital banking built to support daily operations.
- SBA Loan Programs: As a participating SBA lender, M&F Bank offers SBA 7(a) and 504 financing to support working capital, equipment purchases, expansion, and commercial real estate acquisition.
- Commercial Lending Expertise: In addition to SBA loans, the bank provides term loans, lines of credit, and commercial mortgage options tailored to business needs.
- Community-Centered Lending: M&F Bank maintains a mission-driven approach focused on supporting small businesses, especially those in historically underrepresented and underserved communities.
- Local Decision-Making: Lending decisions are guided by North Carolina-based professionals who understand the business landscape across the Triangle, Charlotte, Triad, and beyond.
Why Choose Mechanics & Farmers Bank for SBA Loans?
M&F Bank brings over 116 years of community banking experience and remains committed to strengthening the business ecosystem in North Carolina. Their SBA lending team offers personalized guidance, transparent communication, and a supportive lending experience. Whether you are launching a new venture, expanding your business, or purchasing commercial property, M&F Bank provides the partnership and capital needed to take your next step.
How to Get Started
Ready to explore SBA financing or commercial lending options? Visit the
Mechanics & Farmers Bank Business Lending page
to learn more and connect with a business lending specialist.
Empower your financial future today with Mechanics & Farmers Bank — where North Carolina businesses find trusted partners for growth, stability, and long-term success.
