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SBARates.com is a data-driven SBA lending intelligence platform. The site provides industry-specific lending insights, lender analytics, approval trends, and average SBA 7(a) loan rates to help entrepreneurs research SBA lenders and prepare for funding.

SBA Loan Approvals as of Fiscal Year End 2025 68
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $115,763,800
Average SBA Loan Size as of Fiscal Year End 2025 $1,702,409
Average SBA Loan Rate over Prime (Prime is 6.75%) 2.07
Mission Valley Bank (CA)

Unlock Your Financial Potential with Mission Valley Bank (CA)

Mission Valley Bank, headquartered in Sun Valley, California, is a community-focused business bank dedicated to helping small and mid-sized companies access the capital, guidance, and financial services they need to grow. As an experienced SBA lender, Mission Valley Bank provides flexible, relationship-based solutions that empower Southern California entrepreneurs to invest confidently in their future.

Key Features of Mission Valley Bank

  • Full Suite of Business Banking Services
    Business checking and savings, merchant services, treasury management, commercial credit cards, and robust online banking solutions designed to streamline your operations.

  • SBA Loan Programs
    Mission Valley Bank offers SBA 7(a) and SBA 504 loans — providing long-term, affordable financing for working capital, business expansion, real estate purchases, partner buyouts, and equipment financing.

  • Relationship-Focused Lending
    Mission Valley’s dedicated commercial lending team takes the time to understand each borrower’s goals, tailoring SBA and conventional financing to meet specific business needs.

  • Local Decision-Making
    As an independent, community-based bank, Mission Valley Bank provides fast, flexible decisions from experienced California bankers who understand the regional business landscape.

  • Industry Expertise Across Southern California
    Mission Valley Bank serves a wide range of industries, including healthcare, manufacturing, logistics, professional services, and small-scale real estate investors.

Why Choose Mission Valley Bank for SBA Loans?

Mission Valley Bank is built around one simple mission: helping local businesses succeed. With competitive rates, personalized service, and deep SBA expertise, the bank delivers a smooth, transparent lending experience from application through funding. Whether your business needs working capital to scale, financing for equipment, or long-term real estate funding, Mission Valley Bank offers the strategic partnership and financial strength needed for sustained growth.

How to Get Started

Ready to finance your next stage of growth? Visit the
Mission Valley Bank Business Lending page
to explore SBA programs, review loan options, and connect with a dedicated SBA lending expert.

Empower your financial future today with Mission Valley Bank — where Southern California businesses find a trusted partner for long-term success and stability.

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