Find the best SBA Rates for your industry by searching our SBA Lender Directory
SBARates.com is a data-driven SBA lending intelligence platform. The site provides industry-specific lending insights, lender analytics, approval trends, and average SBA 7(a) loan rates to help entrepreneurs research SBA lenders and prepare for funding.
NBT Bank, National Association (NY)
Unlock Your Financial Potential with NBT Bank, National Association (NY)
NBT Bank, headquartered in Norwich, New York, is one of the Northeast’s most established community banks and a trusted SBA Preferred Lender. With more than 165 years of local service, NBT Bank delivers flexible SBA-backed financing that empowers small and mid-sized businesses across New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, and Maine to grow with confidence.
Key Features of NBT Bank
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Full-Service Business Banking
NBT Bank provides business checking, savings, cash management, merchant services, and digital banking tools to help streamline day-to-day operations. -
SBA Loan Programs
As an SBA Preferred Lender, NBT Bank offers:- SBA 7(a) — working capital, business acquisition, equipment, and real estate
- SBA 504 — long-term fixed-rate commercial real estate and heavy equipment financing
- SBA Express — faster approvals for smaller working-capital needs
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Local Decision-Making
With lending teams located throughout the Northeast, NBT Bank combines local insights with responsive credit decisions. -
Industry Expertise
Strong experience working with manufacturers, healthcare practices, contractors, wholesale/distribution companies, agriculture, retail, and professional service firms. -
Relationship-Driven Service
Business clients benefit from hands-on guidance from dedicated commercial and SBA lending specialists.
Why Choose NBT Bank for SBA Loans?
NBT Bank pairs the financial strength of a major regional bank with the personal attention of a community lender. Its SBA Preferred Lender designation allows for faster processing, flexible structures, and a smoother approval experience. Whether you’re growing your team, purchasing a building, or refinancing existing debt, NBT Bank provides competitive terms and a trusted partnership to help your business succeed.
How to Get Started
Ready to take the next step toward securing SBA financing? Visit the
NBT Bank Business Lending page
to explore available SBA programs, check eligibility, and connect with a local SBA lending expert.
Empower your financial future today with NBT Bank — where entrepreneurs across the Northeast find reliable partners for long-term growth and stability.
First Commonwealth Bank (PA)
Arrow Bank National Association (NY)