Find the best SBA Rates for your industry by searching our SBA Lender Directory
SBARates.com your ultimate directory for Small Business Administration (SBA) loans. Compare current SBA loan rates, explore approved SBA lenders, search by your industry NAICS code, and discover funding options.
Scale Bank (MN)
Scale Bank is ready to help you with expert banking solutions including small business loans, equipment financing and more!
Unlock Your Financial Potential with Scale Bank (MN)
Scale Bank is a Minnesota-based community bank serving businesses across the state with a modern, growth-focused approach to commercial lending. Formerly operating as First Independent Bank, Scale Bank blends decades of local banking experience with forward-thinking financial solutions — including SBA loan programs — to help entrepreneurs start, grow, and scale their businesses confidently.
Key Features of Scale Bank (MN)
-
Full-Service Business Banking
Scale Bank provides business checking and savings accounts, merchant services, cash-management tools, ACH and wire capabilities, and digital banking designed to streamline daily financial operations. -
SBA Loan Participation
Scale Bank offers SBA 7(a) and SBA 504 loans through its commercial lending division. These government-backed programs provide financing for:- Working capital
- Equipment purchases
- Business acquisition
- Owner-occupied commercial real estate
- Expansion & renovation projects
-
Flexible Commercial Lending Solutions
The bank delivers a robust suite of lending options, including:- Term loans
- Lines of credit
- Commercial real estate loans
- Construction financing
- Agricultural loans
- Equipment financing
Loans are underwritten locally with a focus on personal relationships and fast credit decisions.
-
Strong Agricultural Lending Expertise
Scale Bank has deep roots in Minnesota’s agricultural sector, providing specialized financing for farmers, ag businesses, livestock operations, and equipment purchases. -
Advanced Digital Tools
Businesses benefit from secure online and mobile banking, remote deposit capture, ACH/wire services, financial dashboards, and 24/7 cash-flow management. -
Commitment to Minnesota Communities
Scale Bank invests directly into the communities it serves, supporting small businesses, local development projects, and regional economic growth throughout Southwest and Central Minnesota.
Why Choose Scale Bank for SBA Loans?
Scale Bank offers the perfect blend of community-bank service and SBA lending expertise. Business owners benefit from:
- Faster local decision-making
- Experienced SBA loan specialists
- Transparent guidance throughout the SBA process
- Competitive rates and flexible terms
- Industry knowledge across agriculture, manufacturing, healthcare, retail, trades, and service sectors
Whether you’re launching a startup, purchasing equipment, expanding facilities, or acquiring a business, Scale Bank provides SBA-backed financing designed to support long-term success.
How to Get Started
Ready to explore SBA financing or another commercial lending solution? Visit the
Scale Bank Business Banking page
to review available loan options, check your eligibility, and connect with a Minnesota-based commercial lending specialist.
Empower your financial future today with Scale Bank — where Minnesota entrepreneurs gain the partnership, capital, and support they need to truly scale.
American National Bank (NE)
Androscoggin Savings Bank (ME)
BancFirst (OK)