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Security Bank USA (MN)
At Security BankUSA, we specialize in providing you with the banking and lending services you need for your family and your business.
Unlock Your Financial Potential with Security Bank USA (MN)
Security Bank USA is a locally owned, community-focused financial institution serving Bemidji and businesses throughout Northern Minnesota. Known for its personal service, fast local decision-making, and deep understanding of the regional economy, Security Bank USA provides small businesses with flexible commercial financing — including access to SBA loan programs through partner lenders — to help entrepreneurs start, grow, and succeed.
Key Features of Security Bank USA (MN)
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Comprehensive Business Banking
Security Bank USA offers business checking and savings accounts, merchant services, debit solutions, payroll services, and digital cash-management tools designed to keep small businesses running smoothly. -
SBA Loan Access Through Partner Lenders
While Security Bank USA is not listed as a direct SBA lender, it partners with SBA-approved lenders to help clients obtain government-backed financing, including:- SBA 7(a) loans
- SBA 504 loans
- SBA Express loans
These programs support working capital needs, equipment purchases, real estate acquisitions, and business expansion.
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Flexible Commercial Lending Solutions
The bank provides a strong suite of local lending products tailored to the needs of Minnesota entrepreneurs, including:- Business term loans
- Commercial real estate loans
- Equipment loans
- Operating lines of credit
- Construction & development financing
- Agriculture lending
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Digital Business Tools for Efficiency
Business clients can manage their finances anytime with:- Online & mobile banking
- ACH origination
- Wire capabilities
- Remote deposit capture
- eStatements and account reporting
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Focused Expertise in Northern Minnesota Industries
Security Bank USA understands the unique needs of local businesses such as:- Contractors & construction firms
- Outdoor recreation & tourism companies
- Transportation & logistics
- Healthcare & professional services
- Manufacturing & trades
- Agriculture operations
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Strong Community Commitment
The bank is deeply involved in local nonprofit efforts, economic development programs, youth initiatives, and long-term revitalization projects across the Bemidji region.
Why Choose Security Bank USA for SBA Support?
Security Bank USA blends the local touch of a community bank with strong commercial lending capabilities and SBA connectivity.
Business owners benefit from:
- A relationship-driven banking model
- Direct access to real decision-makers
- Streamlined loan review and faster responses
- Personalized support through the SBA referral process
- Knowledge of Minnesota’s small-business landscape
Whether you're launching a new venture, expanding facilities, acquiring equipment, or purchasing property, Security Bank USA ensures you have access to both local lending solutions and SBA-backed financing when needed.
How to Get Started
Ready to explore commercial lending or pursue SBA financing through Security Bank USA’s partner network? Visit the
Security Bank USA Business Banking page
to review products, connect with a local lender, and take the next step toward your business goals.
Empower your financial future today with Security Bank USA — where Minnesota entrepreneurs gain trusted guidance, flexible capital, and a community-first partnership.
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