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Security State Bank & Trust (TX)
Unlock Your Financial Potential with Security State Bank & Trust (TX)
Security State Bank & Trust, headquartered in Fredericksburg, Texas, is a long-standing Hill Country community bank focused on supporting local businesses with personalized service, flexible financing, and strong commercial banking tools. With decades of experience serving Central Texas entrepreneurs, the bank offers a variety of business loan solutions — including access to SBA programs through lending partnerships — to help companies grow and succeed.
Key Features of Security State Bank & Trust (TX)
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Comprehensive Business Banking
The bank provides a full suite of business checking and savings accounts, merchant services, remote deposit capture, cash-management tools, ACH and wire transfers, and debit services tailored to small businesses across the Texas Hill Country. -
SBA Loan Access Through Lending Partners
While Security State Bank & Trust is not listed as a direct SBA lender, the bank helps business customers pursue SBA financing by collaborating with SBA-approved lending partners.
These SBA programs include:- SBA 7(a) loans
- SBA 504 loans
- SBA Express
SBA loans may be used for:
- Working capital
- Business acquisition
- Equipment purchases
- Owner-occupied commercial real estate
- Expansion or renovation projects
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Commercial Lending Solutions
The bank offers flexible credit options for growing companies, including:- Business term loans
- Lines of credit
- Commercial real estate loans
- Construction and development loans
- Equipment financing
Lending decisions are made locally, allowing faster turnaround and personalized structuring.
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Advanced Digital Banking Tools
Business clients can access:- Online & mobile banking
- eStatements
- Remote deposit capture
- Treasury-style cash-flow management tools
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Deep Texas Community Commitment
Security State Bank & Trust has been serving Central Texas communities for generations.
Their lending team understands the region’s industries — hospitality, agriculture, construction, real estate, medical, retail, and service businesses — and provides guidance tailored to local economic conditions.
Why Choose Security State Bank & Trust for SBA-Supported Financing?
Security State Bank & Trust delivers the relationship-driven service of a traditional Texas community bank with the ability to help entrepreneurs access SBA-backed capital through its lending partners.
Business owners benefit from:
- Local, personalized underwriting
- Faster credit decisions
- Guidance toward SBA-approved lenders
- Strong understanding of Texas Hill Country markets
- Flexible loan structures to match seasonal or growth-stage needs
Whether you’re expanding facilities, purchasing commercial property, financing equipment, or acquiring a business, their team provides hands-on support throughout the process.
How to Get Started
Ready to secure business financing or pursue SBA funding through a partner lender? Visit the
Security State Bank & Trust Business Banking page
to explore available services, meet their commercial bankers, and start your loan conversation.
Empower your financial future today with Security State Bank & Trust — where Texas businesses gain local expertise, relationship-driven service, and access to the capital they need to thrive.
