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Shoreham Bank (RI)
Shoreham Bank offers Retail Banking, Mortgages, Home Equity Loans, Auto Loans, and much more. Providing our customers with convenience and reliable service since 1959.
Unlock Your Financial Potential with Shoreham Bank (RI)
Shoreham Bank — headquartered in South Kingstown, Rhode Island — is a relationship-focused local bank built to serve the financial needs of individuals and growing businesses across Rhode Island.
With a modern community-banking approach, competitive lending options, and strong commercial expertise, Shoreham Bank provides business owners with the capital, tools, and support they need to thrive.
The bank also partners with SBA lenders to help entrepreneurs access government-backed financing built for expansion, acquisitions, and long-term investment.
Key Features of Shoreham Bank (RI)
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Locally Focused Business Banking
Shoreham Bank offers business checking, savings, cash-management tools, debit services, ACH/wires, and merchant services tailored to small and midsize businesses in Rhode Island. -
SBA Loan Access Through Lending Partners
While Shoreham is not a direct SBA lender, they actively connect business clients with SBA-approved lending partners to help them secure:- SBA 7(a) loans
- SBA 504 loans
- SBA Express loans
These programs support working capital, equipment, commercial real estate, business acquisition, expansions, and refinancing.
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Commercial Lending Solutions
Shoreham Bank provides flexible financing options for growing companies, including:- Business term loans
- Lines of credit
- Owner-occupied commercial real estate loans
- Investment real estate loans
- Construction loans
- Equipment financing
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Hands-On Relationship Banking
Business owners have direct access to experienced local lenders who understand Rhode Island’s economy, industries, and growth patterns — enabling fast decision-making and personalized loan structures. -
Modern Digital Banking Tools
Shoreham Bank’s online and mobile platforms include:- Business online banking
- Mobile check deposit
- Real-time account alerts
- Secure ACH & wire capabilities
- Cash-flow monitoring tools
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Community Commitment
As a true local bank, Shoreham invests in community development, local nonprofits, and small-business engagement throughout South County and the broader Rhode Island coastline region.
Why Choose Shoreham Bank for SBA Loans?
Shoreham Bank offers the personal touch of a community bank combined with strong referral relationships that give local businesses access to SBA lending.
Entrepreneurs benefit from:
- SBA access through trusted partners
- Personalized loan guidance
- Local underwriting on commercial loans
- Competitive, transparent terms
- Quick responses and direct banker relationships
- Deep understanding of the Rhode Island business landscape
For small businesses, startups, trades, medical practices, retailers, hospitality operators, and real estate–focused companies, Shoreham Bank is a reliable partner for financing growth.
How to Get Started
Ready to explore commercial loans or receive guidance on securing an SBA loan? Visit the
Shoreham Bank Business Banking page
to connect with a Rhode Island-based business lending specialist who can walk you through your options.
Empower your financial future today with Shoreham Bank — where Rhode Island entrepreneurs gain the local partnership, capital access, and personalized support they need to succeed.
Stone Bank (AR)
