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Stone Bank (AR)

Stone Bank (AR)

Stone Bank offers a full range of banking services including checking, savings and more. We also specialize in Government-Guaranteed loans. (833) 253-2265

Administrative Management and General Management Consulting Services Advertising Agencies All Other Amusement and Recreation Industries All Other Legal Services All Other Miscellaneous Manufacturing All Other Personal Services All Other Pipeline Transportation All Other Professional, Scientific, and Technical Services All Other Specialty Trade Contractors All Other Support Activities for Transportation Automobile and Other Motor Vehicle Merchant Wholesalers Barber Shops Beauty Salons Broilers and Other Meat Type Car Washes Chicken Egg Production Child Day Care Services Child and Youth Services Coin-Operated Laundries and Drycleaners Commercial Photography Computer Systems Design Services Drycleaning and Laundry Services (except Coin-Operated) Electrical Contractors Employment Placement Agencies Financial Transactions Processing, Reserve, and Clearinghouse Activities Fitness and Recreational Sports Centers Freight Transportation Arrangement General Automotive Repair General Freight Trucking, Local General Freight Trucking, Long Distance, Truckload Homes for the Elderly Insurance Agencies and Brokerages Interior Design Services Janitorial Services Locksmiths Marketing Consulting Services Mortgage and Nonmortgage Loan Brokers Motor Vehicle Towing Nail Salons New Single-Family Housing Construction (except Operative Builders) Offices of Mental Health Practitioners (except Physicians) Offices of Other Holding Companies Other Accounting Services Other Activities Related to Real Estate Other Computer Related Services Other Management Consulting Services Other Miscellaneous Durable Goods Merchant Wholesalers Other Personal Care Services Other Personal and Household Goods Repair and Maintenance Other Scientific and Technical Consulting Services Other Services to Buildings and Dwellings Other Support Activities for Road Transportation Passenger Car Rental Pet Care (except Veterinary) Services Plumbing, Heating, and Air-Conditioning Contractors Professional and Management Development Training Retail Bakeries Roofing Contractors Scenic and Sightseeing Transportation, Other Scenic and Sightseeing Transportation, Water Security Guards and Patrol Services Site Preparation Contractors Special Needs Transportation Support Activities for Animal Production Support Activities for Oil and Gas Operations Tire and Tube Merchant Wholesalers
7a General
Existing or more than 2 years old
Fixed Rates
International Trade Loans
Loan Funds will Open Business
# New Business or 2 years or less
# Preferred Lenders Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 189
SBA Loans Total Approval Amount as of 6/30/25 $62,336,000
Average SBA Loan Size as of 6/30/25 $329,820
Average SBA Loan Rate over Prime (Prime is 7%) 2.83
Stone Bank (AR)

Unlock Your Financial Potential with Stone Bank (AR)

Stone Bank, headquartered in Little Rock, Arkansas, is nationally recognized as a Top SBA Lender and one of the most experienced government-guaranteed lenders in the country. Known for its deep specialization in SBA and USDA loans, Stone Bank provides entrepreneurs with high-impact financing solutions, personalized support, and a level of expertise rarely found in community banks.
From startups to expansion-stage companies, Stone Bank delivers the capital and guidance business owners need to grow with confidence.

Key Features of Stone Bank (AR)

  • Full-Service Business Banking
    Stone Bank offers business checking, savings, treasury services, ACH and wire transfers, merchant processing, and remote deposit tools—all built for efficiency and scalability.

  • Top SBA Lending Expertise
    Stone Bank is widely recognized as one of the nation’s strongest SBA lenders, offering:

    • SBA 7(a) loans (up to $5 million)
    • SBA Express
    • SBA 504
      Stone Bank specializes in complex SBA structures, including:
    • Business acquisition
    • Real estate purchase
    • Equipment financing
    • Working capital
    • Startups with strong projections
    • Franchise financing
  • USDA Business & Industry Leader
    Stone Bank is one of the top USDA lenders nationwide, offering:

    • USDA Business & Industry (B&I) loans
    • USDA REAP (energy efficiency & renewable energy)
    • USDA Community Facilities
      These programs allow for larger loan sizes and rural-development support.
  • Commercial Lending Solutions
    Beyond government-guaranteed lending, Stone Bank provides:

    • Commercial real estate loans
    • Operating lines of credit
    • Equipment loans
    • Construction and development loans
    • Agricultural loans
    • Specialized lending for rural, agricultural, and energy businesses
  • Advanced Digital Tools
    Business clients benefit from:

    • Online & mobile business banking
    • Remote deposit capture
    • Cash-management dashboards
    • ACH/wire initiation
    • Secure document uploads
  • National and Local Reach
    Though Arkansas-based, Stone Bank lends to businesses nationwide for SBA and USDA programs, while maintaining strong local community-banking roots.

Why Choose Stone Bank for SBA Loans?

Stone Bank stands out as one of the most experienced SBA and USDA lenders in the United States—a rare advantage for small-business owners seeking government-backed financing.
Entrepreneurs benefit from:

  • Nationally recognized SBA/USDA expertise
  • Faster approval timelines
  • Flexible underwriting for complex or unique deals
  • Specialists familiar with acquisitions, startups, and rural businesses
  • Personalized support from lenders who understand industry nuances

Whether you need funding to acquire a business, expand operations, purchase real estate, or finance rural development, Stone Bank offers unmatched knowledge and capability.

How to Get Started

Ready to partner with one of the nation’s most experienced SBA lenders? Visit the
Stone Bank Business Lending page
to explore SBA and USDA options, review eligibility, and connect with a government-guaranteed lending expert.

Empower your financial future today with Stone Bank — where businesses nationwide gain the capital, experience, and strategic support they need to thrive.

Industry