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The Bank (KS)

Existing or more than 2 years old
New Business or 2 years or less
SBA Express Program
Variable Rates
SBA Loan Approvals as of 6/30/25 11
SBA Loans Total Approval Amount as of 6/30/25 $2,483,400
Average SBA Loan Size as of 6/30/25 $225,764
Average SBA Loan Rate over Prime (Prime is 7%) 1.30
The Bank (KS)

Unlock Your Financial Potential with The Bank (KS)

The Bank (KS) is a locally owned, community-focused financial institution serving Northeast Kansas with personalized service, strong business banking solutions, and flexible lending options. With deep roots throughout Jefferson County and surrounding areas, The Bank supports small-business owners with commercial financing — including access to SBA loan programs through partnership channels — helping entrepreneurs start, grow, and expand with confidence.

Key Features of The Bank (KS)

  • Full-Service Business Banking
    The Bank provides business checking and savings accounts, online banking, debit services, merchant services, cash management tools, and remote deposit capture designed to streamline day-to-day operations for small and midsize businesses.

  • SBA Loan Assistance
    While The Bank is not a listed direct SBA lender, it helps business owners access SBA financing through approved SBA lending partners. Available SBA programs include:

    • SBA 7(a) loans
    • SBA 504 loans
    • SBA Express
      These options support working capital, equipment purchases, owner-occupied real estate, business acquisitions, and expansion projects.
  • Flexible Commercial Lending
    The Bank offers a variety of business financing options including:

    • Commercial real estate loans
    • Business term loans
    • Lines of credit
    • Construction and development loans
    • Equipment loans
    • Agricultural financing
  • Digital Banking for Business
    Business clients have access to convenient digital tools including:

    • Online and mobile banking
    • ACH origination
    • Funds transfer tools
    • Mobile check deposit
    • Account monitoring with 24/7 access
  • Locally Owned & Community Focused
    As a true Kansas community bank, The Bank invests in local businesses, supports agricultural enterprises, and prioritizes long-term relationship banking over transactional lending.

Why Choose The Bank (KS) for SBA Support?

The Bank specializes in relationship-driven service, giving Kansas entrepreneurs direct access to local lenders who understand their industries and communities.
Business owners benefit from:

  • Personalized guidance through the SBA process
  • Access to SBA program partners
  • Local decision-making
  • Flexible loan structuring
  • A strong understanding of rural and small-town business needs

Whether you’re a contractor, retailer, farmer, service provider, manufacturer, or startup, The Bank supports your growth through both in-house financing and SBA-backed solutions.

How to Get Started

Ready to explore commercial financing or obtain SBA loan assistance? Visit the
The Bank (KS) Business Banking page https://onlinebanking.thebankks.com/Pages/commercial-banking.html
to connect with a local lender, review business products, and begin the application process.

Empower your financial future today with The Bank — where Kansas entrepreneurs gain the partnership, capital access, and community-focused support they need to thrive.

Industry