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Tompkins Community Bank (NY)

Tompkins Bank, located in PA and NY, offers a variety of personal and business loans and accounts to fit your unique banking needs. Explore products now.

Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 36
SBA Loans Total Approval Amount as of 6/30/25 $17,005,800
Average SBA Loan Size as of 6/30/25 $472,383
Average SBA Loan Rate over Prime (Prime is 7%) 0.88

Unlock Your Financial Potential with Tompkins Community Bank (NY)

Tompkins Community Bank is a long-established New York community bank serving businesses across Central, Western, and Southeastern New York. Known for its relationship-first approach, local decision-making, and deep economic roots in the communities it serves, Tompkins offers a full suite of business banking solutions — including SBA loans — to help entrepreneurs start, grow, and scale their operations.

Key Features of Tompkins Community Bank (NY)

  • Full-Service Business Banking
    Tompkins provides business checking and savings accounts, merchant services, ACH and wire services, payroll tools, and cash-management solutions built for small and midsize companies.

  • SBA Lending Expertise
    Tompkins participates in SBA loan programs, including:

    • SBA 7(a) loans
    • SBA 504 loans
    • SBA Express
      These government-backed loans can be used for:
    • Working capital
    • Business acquisition
    • Commercial real estate
    • Equipment purchases
    • Expansion and remodeling
  • Commercial Lending Solutions
    Tompkins Community Bank also offers:

    • Commercial term loans
    • Lines of credit
    • Construction loans
    • Owner-occupied real estate financing
    • Equipment and vehicle loans
  • Industry-Focused Expertise
    Tompkins works with key New York industries such as manufacturing, agriculture, healthcare, professional services, hospitality, and commercial real estate.

  • Advanced Digital Banking Tools
    Business clients benefit from online & mobile banking, remote deposit capture, treasury tools, and cash-flow dashboards that simplify financial management.

  • Community Commitment
    Through local sponsorships, community development lending, and small-business support programs, Tompkins continues its mission of strengthening the economic health of New York communities.

Why Choose Tompkins Community Bank for SBA Loans?

Tompkins combines community-bank service with strong SBA expertise. Business owners benefit from:

  • Personalized SBA guidance
  • Local decision-making
  • Competitive SBA rates & flexible terms
  • Fast, clear communication
  • Support across diverse industries
  • Deep regional market knowledge

Whether you’re financing a new facility, expanding your operations, or purchasing a business, Tompkins delivers SBA-backed funding tailored to long-term growth.

How to Get Started

Ready to explore SBA financing or another commercial lending solution? Visit the
Tompkins Community Bank Business Banking page
to review loan options, check SBA eligibility, and connect with a commercial banker.

Empower your financial future today with Tompkins Community Bank — where New York entrepreneurs receive the capital, partnership, and support they need to thrive.

Industry