Find the best SBA Rates for your industry by searching our SBA Lender Directory
SBARates.com is a data-driven SBA lending intelligence platform. The site provides industry-specific lending insights, lender analytics, approval trends, and average SBA 7(a) loan rates to help entrepreneurs research SBA lenders and prepare for funding.
Truist Bank (NC)
Your journey to better banking starts with Truist. Checking and savings accounts, credit cards, mortgages, small business, commercial banking, and more.
Unlock Your Financial Potential with Truist Bank (NC)
Truist Bank, headquartered in Charlotte, North Carolina, is one of the largest commercial banks in the United States, formed through the merger of BB&T and SunTrust. With deep roots across the Southeast and a strong national presence, Truist provides small businesses with comprehensive banking tools, experienced SBA lending, and industry-specific expertise designed to help companies start, grow, and scale with confidence.
Key Features of Truist Bank (NC)
-
Full-Service Business Banking
Truist offers a wide range of business checking and savings accounts, merchant services, payroll solutions, ACH and wire services, treasury management, fraud prevention, and digital cash-flow tools for businesses of all sizes. -
SBA Loan Expertise
Truist is a major SBA lender nationwide, offering:- SBA 7(a) loans
- SBA Express loans
- SBA 504 loans
These government-backed programs support financing for: - Working capital
- Equipment and machinery
- Owner-occupied commercial real estate
- Business acquisition or partner buyouts
- Expansion, renovations, and refinancing
-
Robust Commercial Lending Platform
In addition to SBA loans, Truist provides:- Business lines of credit
- Term loans
- Commercial real estate financing
- Asset-based lending
- Equipment finance
- Franchise financing
- Healthcare and professional practice lending
-
Advanced Digital Banking & Treasury Tools
Truist’s digital platforms allow business owners to:- Monitor cash flow in real time
- Initiate ACH and wire payments
- Use remote deposit capture
- Manage receivables and payables
- Access financial dashboards and alerts 24/7
-
Industry-Focused Expertise
Truist serves a wide range of industries including healthcare, construction, manufacturing, logistics, retail, hospitality, real estate, professional services, and nonprofit organizations. -
Commitment to Community & Growth
Through community reinvestment initiatives, financial education programs, and local business partnerships, Truist supports economic development across North Carolina and beyond.
Why Choose Truist Bank for SBA Loans?
Truist combines the resources of a national bank with the relationship-driven service of a regional lender. Business owners benefit from:
- Experienced SBA lending specialists
- Competitive SBA rates and flexible terms
- Streamlined application and underwriting processes
- Industry-specific guidance
- Local relationship managers backed by national resources
Whether you’re acquiring a business, expanding operations, purchasing real estate, or refinancing existing debt, Truist’s SBA programs provide long-term, government-backed financing tailored to your growth strategy.
How to Get Started
Ready to explore SBA financing or other commercial lending options? Visit the
Truist Bank Small Business Banking page
to review loan programs, compare business accounts, and connect with a business-banking specialist.
Empower your financial future today with Truist Bank — where North Carolina entrepreneurs gain the capital, expertise, and partnership they need to thrive.