SBARates.com

Find the best SBA Rates for your industry by searching our SBA Lender Directory

SBARates.com is a data-driven SBA lending intelligence platform. The site provides industry-specific lending insights, lender analytics, approval trends, and average SBA 7(a) loan rates to help entrepreneurs research SBA lenders and prepare for funding.

Apply Today!
  • Home
  • Truliant FCU (NC)

Truliant FCU (NC)

Choose Truliant for your personal or business banking needs. We offer a wide array of accounts and services, with some of the most competitive rates on the market.

Administrative Management and General Management Consulting Services All Other Amusement and Recreation Industries All Other Miscellaneous Fabricated Metal Product Manufacturing All Other Personal Services All Other Professional, Scientific, and Technical Services
All Other Specialty Trade Contractors Automotive Body, Paint, and Interior Repair and Maintenance Beauty Salons Brick, Stone, and Related Construction Material Merchant Wholesalers Cable Networks Cheese Manufacturing Child Day Care Services Commercial Gravure Printing Diet and Weight Reducing Centers Electrical Contractors Fabricated Structural Metal Manufacturing Fitness and Recreational Sports Centers Full-Service Restaurants Funeral Homes and Funeral Services Glass and Glazing Contractors Home Health Care Services Insurance Agencies and Brokerages Landscaping Services Limited-Service Restaurants Meat Processed from Carcasses Nail Salons Nonresidential Property Managers Offices of Certified Public Accountants Offices of Lawyers Offices of Mental Health Practitioners (except Physicians) Other Computer Related Services Other Personal Care Services Other Waste Collection Plumbing, Heating, and Air-Conditioning Contractors Poured Concrete Foundation and Structure Contractors Remediation Services Residential Property Managers Residential Remodelers Retail Bakeries Roofing Contractors School and Employee Bus Transportation Snack and Nonalcoholic Beverage Bars Specialized Freight (except Used Goods) Trucking, Long-Distance Supermarkets and Other Grocery (except Convenience) Stores Tax Preparation Services Temporary Help Services Water and Sewer Line and Related Structures Construction
Change of Ownership
Existing or more than 2 years old
International Trade Loans
Loan Funds will Open Business
Preferred Lenders Program
# Startup
# Variable Rates
Visit Website
SBA Loan Approvals as of Fiscal Year End 2025 167
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $224,384,100
Average SBA Loan Size as of Fiscal Year End 2025 $1,343,617
Average SBA Loan Rate over Prime (Prime is 6.75%) 2.68

Unlock Your Financial Potential with Truliant Federal Credit Union (NC)

Truliant Federal Credit Union is a North Carolina–based, member-owned financial institution serving businesses throughout North Carolina, South Carolina, and Virginia. Known for competitive pricing, personalized service, and a strong commitment to community development, Truliant provides business banking and commercial lending solutions — including SBA loan participation — designed to help small businesses start, grow, and thrive.

Key Features of Truliant Federal Credit Union (NC)

  • Business Banking for Small & Growing Companies
    Truliant offers business checking and savings accounts, business credit cards, merchant services, payroll solutions, and cash-management tools designed for efficiency and cost savings.

  • SBA Loan Participation
    Truliant participates in U.S. Small Business Administration loan programs, including SBA 7(a) and SBA 504 loans. These programs help business owners access government-backed financing for:

    • Working capital
    • Equipment purchases
    • Owner-occupied commercial real estate
    • Business expansion
    • Business acquisition

  • Commercial Lending Solutions
    In addition to SBA loans, Truliant provides:

    • Business term loans
    • Lines of credit
    • Commercial real estate financing
    • Equipment and vehicle loans
    • Construction and renovation financing

  • Credit Union Advantages
    As a member-owned institution, Truliant often delivers:

    • Competitive interest rates
    • Lower fees
    • Flexible underwriting
    • Relationship-driven service focused on long-term success

  • Modern Digital Banking Tools
    Business members can manage finances with online and mobile banking, remote deposit capture, ACH and wire services, account alerts, and cash-flow monitoring tools available 24/7.

  • Commitment to Community Impact
    Truliant actively supports small-business development, financial education, and community initiatives throughout the Carolinas and Virginia, reinvesting profits back into its member base.

Why Choose Truliant FCU for SBA Loans?

Truliant combines the affordability and member focus of a credit union with the capabilities of a full commercial lender. Business owners benefit from:

  • Personalized SBA guidance
  • Competitive government-backed loan terms
  • Local decision-making
  • A strong understanding of regional industries such as healthcare, professional services, construction, retail, and manufacturing

For entrepreneurs seeking SBA financing with a relationship-first approach, Truliant offers a compelling alternative to traditional banks.

How to Get Started

Ready to grow your business with an SBA loan or commercial financing solution? Visit the
Truliant Federal Credit Union Business Banking page
to explore available products, review SBA eligibility, and connect with a business-lending specialist.

Empower your financial future today with Truliant Federal Credit Union — where Carolina businesses gain the capital, value, and partnership they need to succeed.

Industry