Find the best SBA Rates for your industry by searching our SBA Lender Directory
SBARates.com is a data-driven SBA lending intelligence platform. The site provides industry-specific lending insights, lender analytics, approval trends, and average SBA 7(a) loan rates to help entrepreneurs research SBA lenders and prepare for funding.
UMB Bank, National Association (MO)
Unlock Your Financial Potential with UMB Bank, National Association (MO)
UMB Bank, National Association, headquartered in Kansas City, Missouri, is a diversified financial institution with a strong national presence and deep expertise in business and commercial banking. Known for combining sophisticated financial solutions with relationship-based service, UMB Bank provides small and midsize businesses access to SBA loan programs, treasury management, and flexible financing designed to support long-term growth.
Key Features of UMB Bank, National Association (MO)
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Comprehensive Business Banking
UMB offers business checking and savings accounts, merchant services, ACH and wire transfers, remote deposit capture, and advanced cash-management tools designed to improve operational efficiency. -
SBA Loan Expertise
UMB Bank participates in U.S. Small Business Administration lending programs, including:- SBA 7(a) loans
- SBA 504 loans
These government-backed options help businesses finance working capital, equipment purchases, business acquisitions, owner-occupied commercial real estate, and expansion projects.
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Robust Commercial Lending Platform
Beyond SBA programs, UMB provides:- Commercial term loans
- Revolving lines of credit
- Commercial real estate financing
- Equipment financing
- Asset-based lending
- Healthcare and specialty-industry financing
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Advanced Treasury & Payments Solutions
UMB is well known for its treasury management capabilities, offering services such as fraud prevention, liquidity management, receivables/payables automation, and integrated payment solutions for growing businesses. -
Industry-Specific Expertise
UMB serves a wide range of industries including healthcare, professional services, manufacturing, nonprofits, real estate, transportation, and technology-driven businesses. -
Commitment to Community & Economic Development
With strong Midwestern roots, UMB supports community development, small-business education, and economic growth initiatives throughout Missouri and the broader region.
Why Choose UMB Bank for SBA Loans?
UMB Bank blends the resources of a large financial institution with the personalized service of a relationship-focused lender. Business owners benefit from:
- Experienced SBA lending specialists
- Competitive SBA rates and flexible structures
- Strong underwriting and risk-management expertise
- Access to sophisticated treasury tools alongside SBA financing
- Local relationship managers backed by national capabilities
Whether you’re acquiring a business, purchasing real estate, or expanding operations, UMB’s SBA-backed solutions are designed to support sustainable, long-term success.
How to Get Started
Ready to explore SBA financing or other commercial lending options with UMB Bank? Visit the
UMB Bank Business Banking page
to review loan programs, explore treasury services, and connect with a business-banking specialist.
Empower your financial future today with UMB Bank — where Missouri businesses gain the capital, expertise, and financial tools needed to grow with confidence.