Find the best SBA Rates for your industry by searching our SBA Lender Directory

SBARates.com is a data-driven SBA lending intelligence platform. The site provides industry-specific lending insights, lender analytics, approval trends, and average SBA 7(a) loan rates to help entrepreneurs research SBA lenders and prepare for funding.

SBA Loan Approvals as of Fiscal Year End 2025 162
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $144,386,000
Average SBA Loan Size as of Fiscal Year End 2025 $891,272
Average SBA Loan Rate over Prime (Prime is 6.75%) 1.75

Unlock Your Financial Potential with United Community Bank (SC)

United Community Bank is a leading regional bank serving South Carolina and the Southeast with a strong focus on relationship banking, local decision-making, and small-business growth. With deep roots in the Carolinas and a robust commercial lending platform, United Community Bank provides entrepreneurs with the tools, expertise, and SBA financing needed to start, grow, and scale their businesses.

Key Features of United Community Bank (SC)

  • Comprehensive Business Banking
    United Community Bank offers a full suite of business checking and savings accounts, merchant services, treasury management, ACH and wire services, fraud protection, and digital cash-flow tools designed for small and midsize businesses.

  • SBA Loan Expertise
    United Community Bank is an active SBA lender participating in:

    • SBA 7(a) loans
    • SBA 504 loans
    • SBA Express
      These programs support financing for:
    • Working capital
    • Business acquisition
    • Owner-occupied commercial real estate
    • Equipment and machinery
    • Expansion and renovations
  • Robust Commercial Lending Platform
    In addition to SBA loans, the bank provides:

    • Business term loans
    • Revolving lines of credit
    • Commercial real estate financing
    • Construction and development loans
    • Equipment financing
    • Healthcare and professional practice lending
  • Advanced Digital Banking Tools
    Business clients benefit from online and mobile banking, remote deposit capture, treasury dashboards, bill pay, and integrated payment solutions available 24/7.

  • Industry-Focused Expertise
    United Community Bank serves a wide range of South Carolina industries, including construction, manufacturing, healthcare, hospitality, professional services, real estate, retail, and agriculture.

  • Commitment to South Carolina Communities
    Through community investment, local leadership involvement, and economic-development partnerships, United Community Bank supports entrepreneurship and business growth across South Carolina.

Why Choose United Community Bank for SBA Loans?

United Community Bank combines the scale of a strong regional bank with the personalized service of a community lender. Business owners benefit from:

  • Experienced SBA lending specialists
  • Competitive SBA rates and long repayment terms
  • Local underwriting and faster decision-making
  • Guidance throughout the SBA application process
  • Deep knowledge of South Carolina business markets

Whether you’re acquiring a business, purchasing real estate, expanding operations, or refinancing debt, United Community Bank provides SBA-backed financing designed for long-term success.

How to Get Started

Ready to explore SBA financing or commercial lending options? Visit the
United Community Bank Business Banking page
to review loan programs, check eligibility, and connect with a South Carolina-based business-banking specialist.

Empower your financial future today with United Community Bank — where South Carolina entrepreneurs gain the capital, expertise, and partnership they need to thrive.

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