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University Bank (MI)

University Bank (MI)

Your Local Community Bank - Offering personal and business banking solutions, and mortgage lending, in Ann Arbor and Ypsilanti, Michigan.

7a General
Change of Ownership
Existing or more than 2 years old
International Trade Loans
SBA Express Program
# Variable Rates
SBA Loan Approvals as of Fiscal Year End 2025 14
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $10,856,500
Average SBA Loan Size as of Fiscal Year End 2025 $775,464
Average SBA Loan Rate over Prime (Prime is 6.75%) 1.50
University Bank (MI)

Unlock Your Financial Potential with University Bank (MI)

University Bank is a Michigan-based community bank headquartered in Ann Arbor, nationally recognized for its socially responsible banking mission and strong SBA lending capabilities. Serving businesses across Michigan and beyond, University Bank combines ethical banking practices with deep commercial and SBA expertise to help entrepreneurs grow sustainably.

Key Features of University Bank (MI)

  • Full-Service Business Banking
    University Bank provides business checking and savings accounts, treasury management, merchant services, ACH and wire transfers, remote deposit capture, and robust digital banking tools.

  • Strong SBA Loan Expertise
    University Bank is an active SBA lender, offering:

    • SBA 7(a) loans
    • SBA 504 loans

    SBA financing can be used for:

    • Working capital
    • Equipment and machinery
    • Owner-occupied commercial real estate
    • Business acquisition
    • Expansion, renovation, and refinancing
  • Commercial & Specialty Lending
    In addition to SBA loans, University Bank offers:

    • Commercial real estate loans
    • Business term loans
    • Lines of credit
    • Construction financing
    • Equipment loans
  • National SBA Reach
    While headquartered in Michigan, University Bank lends to SBA borrowers nationwide, making it a strong option for businesses outside traditional community-bank footprints.

  • Mission-Driven & B Corp Certified
    University Bank is a certified B Corporation, emphasizing environmental responsibility, community development, and ethical banking — a differentiator for purpose-driven entrepreneurs.

  • Advanced Digital Banking Tools
    Businesses enjoy secure online and mobile banking, ACH origination, wire services, financial reporting, and cash-flow management.

Why Choose University Bank for SBA Loans?

University Bank stands out for combining top-tier SBA expertise with a mission-driven approach. Business owners benefit from:

  • Experienced SBA specialists
  • Competitive SBA terms
  • Nationwide SBA lending capability
  • Personalized loan structuring
  • Commitment to responsible and inclusive business growth

Whether you’re purchasing real estate, acquiring a business, refinancing debt, or expanding operations, University Bank provides SBA-backed financing aligned with long-term success.

How to Get Started

Visit the
https://www.university-bank.com/business-lending/
to explore SBA loan options, review eligibility, and connect with an SBA lending specialist.

Empower your financial future with University Bank — where entrepreneurs gain capital, expertise, and values-driven partnership.

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