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VelocitySBA, LLC (CA)

Change of Ownership
Existing or more than 2 years old
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program
# Startup
# Variable Rates
SBA Loan Approvals as of Fiscal Year End 2025 193
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $181,890,400
Average SBA Loan Size as of Fiscal Year End 2025 $942,437
Average SBA Loan Rate over Prime (Prime is 6.75%) 2.62

Unlock Your Financial Potential with VelocitySBA, LLC (CA)

VelocitySBA, LLC is a California-based, SBA-focused lending firm built exclusively to help small business owners secure SBA-backed financing efficiently and strategically. Unlike traditional banks with broad product menus, VelocitySBA concentrates on SBA loans only — delivering deep expertise, faster execution, and hands-on guidance for entrepreneurs nationwide.

Whether you’re acquiring a business, purchasing owner-occupied commercial real estate, or refinancing for growth, VelocitySBA provides specialized SBA lending solutions designed for complex transactions and time-sensitive deals.

Key Features of VelocitySBA, LLC (CA)

  • SBA-Only Lending Expertise
    VelocitySBA focuses exclusively on SBA financing, including:

    • SBA 7(a) loans
    • SBA 504 loans
      This specialization allows borrowers to work with professionals who understand SBA eligibility, structuring, and documentation at a granular level.
  • Business Acquisition Financing
    VelocitySBA is particularly well known for helping entrepreneurs finance:

    • Business acquisitions
    • Partner buyouts
    • Succession planning transactions
    • Franchise purchases
      SBA loans can be structured with lower down payments and longer terms compared to conventional financing.
  • Owner-Occupied Commercial Real Estate
    SBA loans through VelocitySBA are commonly used for:

    • Purchasing owner-occupied buildings
    • Refinancing existing real estate debt
    • Renovations and improvements
    • Ground-up construction (with proper structure)
  • Nationwide Lending Capability
    VelocitySBA works with borrowers across the United States, partnering with SBA-approved banks and funding sources to deliver competitive terms regardless of location.

  • Hands-On Loan Structuring & Packaging
    Borrowers receive guidance on:

    • SBA eligibility and readiness
    • Financial statements and projections
    • Business valuation requirements
    • Deal structure optimization
    • Navigating SBA rules and timelines
  • Faster, More Predictable Process
    Because VelocitySBA focuses only on SBA loans, clients benefit from:

    • Streamlined communication
    • Clear expectations
    • Fewer surprises during underwriting
    • Experienced SBA deal management from start to close

Why Choose VelocitySBA for SBA Loans?

VelocitySBA is ideal for entrepreneurs who want expert SBA execution, not a generalist lender.
Business owners benefit from:

  • SBA-only specialization
  • Strong experience with acquisitions and real estate-heavy deals
  • Strategic deal structuring
  • Nationwide lender relationships
  • Clear SBA guidance from day one
  • Support for first-time and repeat SBA borrowers

For business buyers, owner-operators, franchisees, and growing companies, VelocitySBA provides SBA-backed financing built for long-term success.

How to Get Started

Ready to finance a business acquisition or owner-occupied real estate with an SBA loan? Visit
VelocitySBA
to learn more about their SBA programs, review borrower qualifications, and start a conversation with an SBA lending specialist.

Empower your financial future with VelocitySBA — where SBA lending expertise meets execution speed and strategic guidance.

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