Find the best SBA Rates for your industry by searching our SBA Lender Directory

SBARates.com is a data-driven SBA lending intelligence platform. The site provides industry-specific lending insights, lender analytics, approval trends, and average SBA 7(a) loan rates to help entrepreneurs research SBA lenders and prepare for funding.

SBA Loan Approvals as of Fiscal Year End 2025 45
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $27,277,100
Average SBA Loan Size as of Fiscal Year End 2025 $606,158
Average SBA Loan Rate over Prime (Prime is 6.75%) 1.10

Unlock Your Financial Potential with Village Bank and Trust, National Association (IL)

Village Bank and Trust, National Association, is a locally focused community bank serving entrepreneurs and business owners throughout Chicago’s northwest suburbs. As part of the Wintrust Community Bank family, Village Bank and Trust combines relationship-driven service and local market expertise with access to one of the Midwest’s strongest SBA lending platforms.

With personalized guidance, responsive decision-making, and a full suite of business banking tools, Village Bank and Trust helps small businesses secure the capital and resources they need to grow with confidence.

Key Features of Village Bank and Trust, N.A. (IL)

  • Comprehensive Business Banking
    Village Bank and Trust offers a full range of business products, including:

    • Business checking and savings accounts
    • Treasury management and cash-flow tools
    • Merchant services
    • ACH and wire services
    • Payroll solutions
    • Remote deposit capture
  • SBA Loan Expertise Through Wintrust
    Through Wintrust’s nationally recognized SBA lending division, Village Bank and Trust provides access to:

    • SBA 7(a) loans
    • SBA 504 loans
    • SBA Express

    These government-backed loans are commonly used for:

    • Working capital
    • Owner-occupied commercial real estate
    • Equipment purchases
    • Business acquisition
    • Partner buyouts
    • Expansion and renovations
  • Commercial Lending Solutions
    Beyond SBA programs, the bank offers:

    • Business term loans
    • Lines of credit
    • Commercial real estate financing
    • Construction and development loans
    • Equipment financing
    • Specialized lending for professional practices and local businesses
  • Advanced Digital Banking Tools
    Business clients benefit from Wintrust’s secure digital platform, featuring:

    • Online and mobile business banking
    • ACH origination and wire transfers
    • Mobile check deposit
    • Treasury dashboards and alerts
    • Fraud-prevention tools
  • Local Relationship Banking
    Village Bank and Trust emphasizes direct access to experienced local bankers who understand the Chicago suburban business environment and can tailor financing structures to each client’s goals.

  • Community Commitment
    As a community bank, Village Bank and Trust actively supports local chambers of commerce, small-business organizations, nonprofits, and economic development initiatives across Cook and Lake counties.

Why Choose Village Bank and Trust for SBA Loans?

As part of Wintrust Community Banks — one of the most active SBA lenders in Illinois — Village Bank and Trust delivers:

  • Faster SBA approvals
  • Competitive rates and flexible terms
  • Local underwriting with regional expertise
  • Dedicated SBA specialists for complex transactions
  • A relationship-driven banking experience

Whether you’re purchasing a building, expanding operations, acquiring a business, or refinancing existing debt, Village Bank and Trust provides SBA-backed financing designed for long-term success.

How to Get Started

Ready to explore SBA financing or open a business banking relationship? Visit the
Village Bank and Trust Business Banking page
to review loan options, check SBA eligibility, and connect with a local Illinois business banker.

Empower your financial future today with Village Bank and Trust — where Chicago-area entrepreneurs gain trusted guidance, strategic capital, and a true community banking partner.

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