Find the best SBA Rates for your industry by searching our SBA Lender Directory

SBARates.com is a data-driven SBA lending intelligence platform. The site provides industry-specific lending insights, lender analytics, approval trends, and average SBA 7(a) loan rates to help entrepreneurs research SBA lenders and prepare for funding.

Washington Federal Bank d/b/a WaFd Bank (WA)

WaFd Bank, voted best bank, offers services including checking and savings accounts, business bank accounts, business financing, and commercial financing.

SBA Loan Approvals as of Fiscal Year End 2025 52
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $1,392,800
Average SBA Loan Size as of Fiscal Year End 2025 $26,785
Washington Federal Bank d/b/a WaFd Bank (WA)

Unlock Your Financial Potential with Washington Federal Bank d/b/a WaFd Bank (WA)

Washington Federal Bank, commonly known as WaFd Bank, is a well-established regional bank headquartered in Seattle, Washington. Serving businesses across the Western United States, WaFd Bank combines regional scale with community-focused service, offering comprehensive business banking, commercial lending, and SBA loan programs designed to support entrepreneurs at every stage of growth.

Key Features of WaFd Bank (WA)

  • Comprehensive Business Banking
    WaFd Bank provides business checking and savings accounts, treasury management, merchant services, ACH and wire transfers, remote deposit capture, and digital cash-management tools built for efficiency and scale.

  • SBA Loan Expertise
    WaFd Bank is an active SBA lender, offering access to:

    • SBA 7(a) loans
    • SBA Express loans
      These government-backed programs are commonly used for:
    • Working capital
    • Business acquisition
    • Franchise financing
    • Equipment purchases
    • Owner-occupied commercial real estate
  • Commercial Lending Solutions
    Beyond SBA loans, WaFd Bank offers a broad commercial lending platform, including:

    • Business term loans
    • Lines of credit
    • Commercial real estate financing
    • Construction loans
    • Equipment and vehicle financing
  • Strong Digital & Treasury Capabilities
    Businesses benefit from WaFd’s modern banking platform featuring:

    • Online & mobile business banking
    • ACH origination & wire services
    • Treasury dashboards
    • Fraud-prevention tools
    • Real-time account visibility
  • Industry Experience Across the West
    WaFd Bank serves a wide range of industries, including:

    • Professional services
    • Healthcare practices
    • Retail & hospitality
    • Construction & trades
    • Manufacturing & distribution
    • Real estate investors & developers
  • Regional Footprint with Local Decision-Making
    While operating across multiple states, WaFd maintains localized lending teams who understand regional markets and business conditions.

Why Choose WaFd Bank for SBA Loans?

WaFd Bank offers the strength of a multi-state institution with the accessibility of relationship banking.
Business owners benefit from:

  • Experienced SBA loan specialists
  • Competitive SBA rates & terms
  • Streamlined application processes
  • Local underwriting support
  • Ability to grow with the bank over time

Whether you’re acquiring a business, expanding into a new location, purchasing commercial property, or refinancing existing debt, WaFd Bank provides SBA-backed capital designed for sustainable growth.

How to Get Started

Ready to explore SBA financing or commercial lending options? Visit the
WaFd Bank Business Banking page
to review loan programs, check eligibility, and connect with a business-banking specialist.

Empower your financial future today with Washington Federal Bank — where Western U.S. entrepreneurs gain reliable capital, modern tools, and a trusted banking partner.

Industry