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Webster Bank National Association (RI)

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Change of Ownership
Existing or more than 2 years old
Fixed Rates
New Business or 2 years or less
Preferred Lenders Program
# SBA Express Program
# Variable Rates
SBA Loan Approvals as of Fiscal Year End 2025 208
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $82,301,700
Average SBA Loan Size as of Fiscal Year End 2025 $395,681
Average SBA Loan Rate over Prime (Prime is 6.75%) 1.88

Unlock Your Financial Potential with Webster Bank, National Association (RI)

Webster Bank, National Association is a leading regional bank serving businesses across Rhode Island, New England, and the Northeast. With a strong commercial banking platform, deep SBA lending expertise, and industry-focused relationship managers, Webster Bank helps entrepreneurs access the capital and tools they need to grow, acquire, and scale their businesses.

Key Features of Webster Bank (RI)

  • Comprehensive Business Banking
    Webster offers business checking and savings accounts, merchant services, treasury management, payroll support, ACH and wire services, remote deposit capture, and advanced digital banking tools designed for growing companies.

  • SBA Loan Expertise
    Webster Bank is an active SBA lender, offering access to:

    • SBA 7(a) loans
    • SBA 504 loans
    • SBA Express loans

    SBA financing can be used for:

    • Working capital
    • Owner-occupied commercial real estate
    • Equipment purchases
    • Business acquisition or succession
    • Partner buyouts
    • Expansion and renovations
  • Robust Commercial Lending Platform
    Beyond SBA loans, Webster provides:

    • Commercial term loans
    • Business lines of credit
    • Commercial real estate financing
    • Construction loans
    • Equipment financing
    • Asset-based lending
    • Industry-specific financing solutions
  • Advanced Treasury & Digital Capabilities
    Business clients benefit from:

    • Online & mobile business banking
    • Integrated treasury dashboards
    • Fraud prevention tools (Positive Pay, account controls)
    • Receivables and payables automation
  • Industry Expertise
    Webster Bank supports a wide range of industries, including:

    • Healthcare and life sciences
    • Manufacturing and distribution
    • Professional services
    • Commercial real estate
    • Retail and hospitality
    • Nonprofits and institutions
  • Strong New England Presence
    With deep roots in Rhode Island and across the Northeast, Webster combines regional market knowledge with the resources of a large commercial bank.

Why Choose Webster Bank for SBA Loans?

Webster Bank offers the scale and sophistication of a regional lender with the attention of a relationship-driven banking team.
Business owners benefit from:

  • Experienced SBA specialists
  • Competitive SBA rates and long terms
  • Ability to handle complex and multi-location deals
  • Industry-aligned underwriting
  • Strong coordination between SBA and conventional lending

Whether you’re acquiring a business, purchasing commercial property, expanding operations, or refinancing existing debt, Webster Bank provides SBA-backed financing designed for long-term success.

How to Get Started

Ready to explore SBA financing or commercial lending options? Visit the
Webster Bank Business Banking page
to review SBA programs, check eligibility, and connect with a Rhode Island-based business banking specialist.

Empower your financial future today with Webster Bank — where New England entrepreneurs gain the capital, expertise, and partnership needed to grow with confidence.

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