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Webster Five Cents Savings Bank (MA)

SBA Loan Approvals as of Fiscal Year End 2025 12
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $2,232,800
Average SBA Loan Size as of Fiscal Year End 2025 $186,067
Average SBA Loan Rate over Prime (Prime is 6.75%) 2.35

Unlock Your Financial Potential with Webster Five Cents Savings Bank (MA)

Webster Five Cents Savings Bank is a Massachusetts-based mutual bank with a long history of supporting small businesses, manufacturers, and Main Street entrepreneurs throughout Central Massachusetts. Known statewide for its SBA lending expertise and relationship-driven service, Webster Five provides the capital, tools, and guidance business owners need to grow with confidence.

Key Features of Webster Five Cents Savings Bank (MA)

  • Comprehensive Business Banking
    Webster Five offers business checking and savings accounts, merchant services, treasury management, ACH & wire services, remote deposit capture, and digital banking platforms built for growing companies.

  • Top SBA Lending Expertise
    Webster Five is consistently recognized as one of the leading SBA lenders in Massachusetts, offering:

    • SBA 7(a) loans
    • SBA 504 loans

    SBA financing can be used for:

    • Working capital
    • Owner-occupied commercial real estate
    • Business acquisition
    • Equipment purchases
    • Expansion, renovations, and refinancing
  • Full Commercial Lending Platform
    Beyond SBA programs, Webster Five provides:

    • Commercial term loans
    • Business lines of credit
    • Commercial real estate financing
    • Construction loans
    • Equipment financing
    • Industry-specific lending solutions
  • Manufacturing & Industrial Lending Strength
    Webster Five is especially well known for supporting:

    • Manufacturers & industrial firms
    • Precision machining & fabrication
    • Distribution & logistics companies
    • Family-owned growth businesses
  • Advanced Digital & Treasury Tools
    Business customers benefit from:

    • Online & mobile business banking
    • Treasury dashboards
    • Fraud-prevention tools
    • ACH & wire origination
    • Cash-flow management solutions
  • Mutual Bank, Community Focus
    As a mutual bank, Webster Five reinvests profits locally, supporting economic development, small-business education, and community initiatives across Central Massachusetts.

Why Choose Webster Five for SBA Loans?

Webster Five stands out for combining deep SBA expertise with personalized community banking.
Business owners benefit from:

  • Dedicated SBA lending specialists
  • Faster, local underwriting decisions
  • Competitive SBA rates and flexible terms
  • Experience structuring complex SBA real estate and acquisition deals
  • Long-term relationship banking rather than transactional lending

Whether you’re purchasing a building, expanding manufacturing capacity, acquiring a competitor, or refinancing debt, Webster Five delivers SBA-backed financing designed for sustainable growth.

How to Get Started

Ready to explore SBA financing or commercial lending solutions? Visit the
Webster Five Business Banking page
to review SBA programs, check eligibility, and connect with a Massachusetts-based business banking expert.

Empower your financial future today with Webster Five Cents Savings Bank — where Massachusetts entrepreneurs gain trusted guidance, flexible capital, and a partner built for long-term success.

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