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Wintrust Bank, National Association (IL)

Change of Ownership
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of Fiscal Year End 2025 14
SBA Loans Total Approval Amount as of Fiscal Year End 2025 $17,489,200
Average SBA Loan Size as of Fiscal Year End 2025 $1,249,229
Average SBA Loan Rate over Prime (Prime is 6.75%) 1.15

Unlock Your Financial Potential with Wintrust Bank, National Association (IL)

Wintrust Bank, National Association is the flagship institution of Wintrust Financial Corporation, one of the Midwest’s most respected community banking organizations. Headquartered in Illinois, Wintrust combines the local decision-making of community banks with the scale, expertise, and national reach of a top SBA lender. For entrepreneurs, Wintrust delivers powerful SBA financing, flexible commercial lending, and advanced business banking tools designed to support long-term growth.

Key Features of Wintrust Bank, National Association (IL)

  • Comprehensive Business Banking
    Wintrust offers a full suite of business banking solutions, including:

    • Business checking and savings
    • Treasury management and cash-flow tools
    • ACH & wire services
    • Merchant services
    • Payroll and receivables solutions
    • Business credit cards
  • Nationally Recognized SBA Loan Expertise
    Wintrust is consistently ranked among the top SBA lenders in the United States, offering:

    • SBA 7(a) loans
    • SBA 504 loans
    • SBA Express

    SBA loans are commonly used for:

    • Business acquisition and partner buyouts
    • Owner-occupied commercial real estate
    • Equipment and machinery
    • Expansion, renovation, and growth capital
    • Franchise financing
  • Full Commercial Lending Platform
    Beyond SBA programs, Wintrust provides:

    • Commercial term loans
    • Business lines of credit
    • Commercial real estate financing
    • Construction and development loans
    • Equipment financing
    • Industry-specific lending solutions
  • Community Bank Model with National Strength
    Wintrust operates through dozens of community banks across Illinois, Wisconsin, Indiana, Michigan, Florida, Arizona, and California — giving business owners local relationships backed by institutional resources.

  • Advanced Digital & Treasury Technology
    Business clients benefit from:

    • Online and mobile business banking
    • Treasury dashboards
    • Fraud prevention tools (Positive Pay, ACH filters)
    • Integrated payables and receivables solutions
  • Industry Expertise Across Multiple Sectors
    Wintrust supports a broad range of industries, including:

    • Healthcare and medical practices
    • Construction and contracting
    • Manufacturing and distribution
    • Professional services
    • Retail and hospitality
    • Real estate investors and developers

Why Choose Wintrust Bank for SBA Loans?

Wintrust stands out as a premier SBA lender because it pairs high-volume SBA experience with relationship-driven service. Business owners benefit from:

  • Faster SBA approvals
  • Experienced SBA specialists
  • Competitive rates and flexible structures
  • Local underwriting with national support
  • Expertise in complex and multi-entity transactions

Whether you are acquiring a business, purchasing real estate, refinancing debt, or expanding operations, Wintrust provides SBA-backed financing built for scale and stability.

How to Get Started

Ready to explore SBA financing or open a business banking relationship? Visit the
Wintrust Bank Business Banking page
to review loan programs, learn about SBA options, and connect with a commercial banking specialist.

Empower your financial future today with Wintrust Bank — where community banking meets national SBA leadership.

Industry