SBARates.com

SBARates.com Find a Lender-- Find a Loan

Find the best SBA lenders, rates, loan types, and resources at SBARates.com your ultimate directory for Small Business Administration (SBA) loans. Compare current SBA loan rates, explore approved lenders, search by NAICS code, and discover funding options

  • Home
  • About the Author

About the Author of SBARates.com

Helping Small Businesses Find the Right SBA Lender

At SBARates.com, our mission is simple: to make SBA lending transparent, approachable, and accessible for every small business owner.

We believe entrepreneurs shouldn’t have to waste hours calling banks, getting turned away, or struggling to figure out which lender is the right fit. By organizing verified SBA lender data by industry (NAICS code), loan size, and type of SBA loans, we help you connect directly with lenders who actually serve businesses like yours.

Who We Are

SBARates.com was founded by Steve Fulmer, known as SBASteve, a nationally recognized leader in SBA and small business lending.

  • Named a “40 Under 40” Honoree and Veteran of Influence by the Orlando Business Journal
  • Played a leadership role in saving 7,000+ local jobs during the COVID-19 pandemic through SBA and PPP lending programs
  • Trusted advisor to thousands of small business owners navigating financing challenges

Steve saw firsthand how many business owners were denied loans — not because they weren’t qualified, but because they weren’t connected with the right lender. SBARates.com was created to solve that problem.

How We Built It

All lender data on SBARates.com is compiled from public SBA data obtained through the Freedom of Information Act (FOIA).

We do not guess or provide you a listing with ALL the SBA lenders. Instead, we sort and organize actual lending history based on NAICS Industry codes, Average SBA loan Rates compared to prime, Average Loan Size and more so you can:

  • Search SBA lenders by industry category
  • Identify banks and credit unions most active in your field
  • Compare loan sizes and approval history
  • Compare Loan Rates between lenders
  • Make better decisions before applying

Why Trust Us

We built SBARates.com on four principles:

  1. Transparency – Clear, unbiased data direct from SBA sources.
  2. Education – Simple explanations of SBA loan options, requirements, and lender practices.
  3. Expertise – Content and tools created with real-world SBA lending experience.
  4. Empowerment – Giving small business owners the information bankers use to make loan decisions.

Meet the Founder

👋 Steve Fulmer
Founder & SBA Lending Advocate

Steve is a U.S. veteran, experienced community banker, and small business champion. Over the last decade, he has helped entrepreneurs across industries — from restaurants to manufacturers — secure the funding needed to start, grow, and save their businesses.

His work has been featured in business journals, community leadership programs, and recognized by national banking associations.

Connect on LinkedIn

In the News & Recognition

Our Commitment

Small businesses are the backbone of the U.S. economy. SBARates.com is here to make sure financing isn’t a barrier to your success. Whether you’re opening your first business or expanding to a second location, our tools and insights will help you find the right SBA lender — faster, smarter, and with confidence.

Contact Us

We’d love to hear from you.

Industry