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Banner Bank (ID)

Banner Bank (ID)

Local focus and world-class service have made Banner one of the West's most-loved banks. Open your account online or at your nearest branch.

Administrative Management and General Management Consulting Services Advertising Agencies Agents and Managers for Artists, Athletes, Entertainers, and Other Pub All Other Amusement and Recreation Industries All Other Animal Production All Other Miscellaneous Crop Farming All Other Personal Services All Other Specialty Trade Contractors Apple Orchards Architectural Services Beauty Salons Bowling Centers Breweries Coal and Other Mineral and Ore Merchant Wholesalers Commercial and Institutional Building Construction Dance Companies Drywall and Insulation Contractors Educational Support Services Electrical Contractors Elementary and Secondary Schools Employment Placement Agencies Fitness and Recreational Sports Centers Flooring Contractors Fruit and Tree Nut Combination Full-Service Restaurants General Automotive Repair General Freight Trucking, Long Distance, Truckload Home Health Care Services Hotels (except Casino Hotels) and Motels Janitorial Services Landscaping Services Limited-Service Restaurants Logging Machine Shops Marketing Consulting Services Masonry Contractors Motor Vehicle Parts (Used) Merchant Wholesalers Motor Vehicle Supplies and New Parts Merchant Wholesalers New Single-Family Housing Construction (except Operative Builders) Offices of Certified Public Accountants Offices of Dentists Offices of Optometrists Offices of Physical, Occupational and Speech Therapists, and Audiologi Offices of Physicians (except Mental Health Specialists) Offices of Physicians, Mental Health Specialists Offices of Real Estate Agents and Brokers Other Activities Related to Real Estate Other Commercial and Industrial Machinery and Equipment Rental and Lea Other Construction Material Merchant Wholesalers Other Foundation, Structure, and Building Exterior Contractors Other General Government Support Other Heavy and Civil Engineering Construction Other Management Consulting Services Other Miscellaneous Durable Goods Merchant Wholesalers Other Personal Care Services Other Support Activities for Air Transportation Painting and Wall Covering Contractors Plumbing, Heating, and Air-Conditioning Contractors Promoters of Performing Arts, Sports, and Similar Events with Faciliti Ready-Mix Concrete Manufacturing Remediation Services Residential Property Managers Residential Remodelers Roofing Contractors Septic Tank and Related Services Services for the Elderly and Persons with Disabilities Shellfish Fishing Sign Manufacturing Site Preparation Contractors Small Arms Manufacturing Snack and Nonalcoholic Beverage Bars Solid Waste Collection Specialized Freight (except Used Goods) Trucking, Long-Distance Support Activities for Forestry Surveying and Mapping (except Geophysical) Services Tax Preparation Services Veterinary Services Wheat Farming Wine and Distilled Alcoholic Beverage Merchant Wholesalers Wineries

Asset Base Working Capital Line (CAPLine)

Change of Ownership

Existing or more than 2 years old

Fixed Rates

Loan Funds will Open Business

# New Business or 2 years or less

# Preferred Lenders Program

# SBA Express Program

# Startup

# Variable Rates

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SBA Loan Approvals as of 6/30/25 257

SBA Loans Total Approval Amount as of 6/30/25 $66,589,200

Average SBA Loan Size as of 6/30/25 $259,102

Average SBA Loan Rate over Prime (Prime is 7%) 1.49

Unlock Your Financial Potential with Banner Bank (ID)

Banner Bank is a full-service community bank with branches across Idaho and the Pacific Northwest. Known for its relationship-based approach and local decision-making, Banner Bank provides a robust suite of services designed to help small businesses start, grow, and thrive — including participation in SBA loan programs.

Key Features of Banner Bank

Comprehensive Business Banking: Business checking and savings accounts, treasury management, merchant services, and online tools tailored to simplify your company’s finances.
SBA Loan Expertise: Banner Bank is an SBA Preferred Lender offering SBA 7(a), SBA Express, and 504 loans. Its experienced SBA Lending Division helps entrepreneurs navigate the application process and secure government-backed financing for working capital, equipment purchases, and real estate.
Flexible Commercial Lending: In addition to SBA loans, the bank offers term loans, business lines of credit, commercial mortgages, and construction loans with local decision-making and personalized underwriting.
User-Friendly Digital Tools: Robust online and mobile banking for both personal and business accounts give you convenient, 24/7 access to your finances.
Commitment to Community: As an Idaho-based community bank, Banner reinvests in local neighborhoods, supports economic-development initiatives, and provides hands-on guidance to small business owners.

Why Choose Banner Bank for SBA Loans?

Banner Bank combines the personal service of a community bank with the expertise needed to deliver SBA-backed financing effectively. As an SBA Preferred Lender, it can approve and close loans more quickly, making the process smoother for entrepreneurs. Its experienced SBA team works closely with clients to tailor funding solutions for each stage of growth.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the Banner Bank Business Banking page to explore current offerings, review eligibility, and connect with a local business-banking specialist who can guide you through the process.

Empower your financial future today with Banner Bank — where Idaho businesses come to grow.

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Average SBA Loan Rate over Prime (Prime is 7%) 2.95

Existing or more than 2 years old

New Business or 2 years or less

Preferred Lenders Program