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Beach Cities Commercial Bank (CA)

7a General
Contract Loan Line of Credit (CAPLine)
Existing or more than 2 years old
Preferred Lenders Program
Variable Rates
SBA Loan Approval Count : 10
SBA Loans Total Approval Amount YTD: $14,830,000
Average SBA Loan Size: $1,483,000
Average SBA Loan Rate over Prime (this number plus current prime rate): 1.57Existing or more than 2 years old
Beach Cities Commercial Bank (CA)

Unlock Your Financial Potential with Beach Cities Commercial Bank (CA)

Beach Cities Commercial Bank is a locally owned community bank headquartered in Manhattan Beach, California, dedicated to serving small and mid-sized businesses in the South Bay and greater Los Angeles area. With a relationship-driven approach and local decision-making, the bank offers a robust suite of business products and participates in SBA loan programs to help entrepreneurs start, grow, and thrive.

Key Features of Beach Cities Commercial Bank

  • Comprehensive Business Banking: Business checking and savings accounts, treasury management, merchant services, and online tools tailored to simplify your company’s finances.
  • SBA Loan Expertise: Beach Cities Commercial Bank participates in the U.S. Small Business Administration’s lending programs, including SBA 7(a) and 504 loans. Its experienced commercial lending team helps entrepreneurs navigate the SBA process and secure government-backed financing for working capital, equipment purchases, and real estate.
  • Flexible Commercial Lending: In addition to SBA loans, the bank offers term loans, lines of credit, commercial mortgages, and construction financing with local decision-making and personalized underwriting.
  • User-Friendly Digital Tools: Robust online and mobile banking for business accounts give you convenient, 24/7 access to your finances.
  • Commitment to Community: As a California-based community bank, Beach Cities Commercial Bank reinvests in local neighborhoods, supports economic-development initiatives, and provides hands-on guidance to small business owners.

Why Choose Beach Cities Commercial Bank for SBA Loans?

Beach Cities Commercial Bank combines the personal service of a local institution with the expertise needed to deliver SBA-backed financing effectively. Its business bankers understand the unique needs of California entrepreneurs and work closely with them to streamline approvals, offer competitive rates, and tailor funding solutions for each stage of growth.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the Beach Cities Commercial Bank Business Banking page to explore current offerings, review eligibility, and connect with a local business-banking specialist who can guide you through the process.

Empower your financial future today with Beach Cities Commercial Bank — where California businesses come to grow.

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