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Berkshire Bank (MA)

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7a General
Change of Ownership
Existing or more than 2 years old
International Trade Loans
Loan Funds will Open Business
# New Business or 2 years or less
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approvals as of 6/30/25 170
SBA Loans Total Approval Amount as of 6/30/25 $221,782,700
Average SBA Loan Size as of 6/30/25 $1,304,604
Average SBA Loan Rate over Prime (Prime is 7%) 2.25
Berkshire Bank (MA)

Unlock Your Financial Potential with Berkshire Bank (MA)

Berkshire Bank is a community-focused financial institution headquartered in Boston, Massachusetts, serving customers across New England and beyond. Known for its relationship banking and local decision-making, Berkshire Bank provides a robust suite of services designed to help small businesses start, grow, and thrive — including participation in SBA loan programs.

Key Features of Berkshire Bank

  • Comprehensive Business Banking: Business checking and savings accounts, treasury management services, merchant services, and online tools tailored to simplify your company’s finances.
  • SBA Loan Expertise: Berkshire Bank participates in the U.S. Small Business Administration’s lending programs, including SBA 7(a) and 504 loans. Its experienced business banking team helps entrepreneurs navigate the SBA process and secure government-backed financing for working capital, equipment purchases, and real estate.
  • Flexible Commercial Lending: In addition to SBA loans, the bank offers term loans, business lines of credit, commercial mortgages, and construction loans with local decision-making and personalized underwriting.
  • User-Friendly Digital Tools: Robust online and mobile banking for both personal and business accounts give you convenient, 24/7 access to your finances.
  • Commitment to Community: As a Massachusetts-based community bank, Berkshire reinvests in local neighborhoods, supports economic-development initiatives, and provides hands-on guidance to small business owners.

Why Choose Berkshire Bank for SBA Loans?

Berkshire Bank combines the personal service of a community bank with the expertise needed to deliver SBA-backed financing effectively. Its business bankers understand the unique needs of Massachusetts entrepreneurs and work closely with them to streamline approvals, offer competitive rates, and tailor funding solutions for each stage of growth.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the Berkshire Bank Business Banking page to explore current offerings, review eligibility, and connect with a local business-banking specialist who can guide you through the process.

Empower your financial future today with Berkshire Bank — where Massachusetts businesses come to grow.

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