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Cadence Bank (MS)

Change of Ownership
Existing or more than 2 years old
Fixed Rates
Loan Funds will Open Business
New Business or 2 years or less
# Preferred Lenders Program
# SBA Express Program
# Startup
# Variable Rates
SBA Loan Approval Count : 706
SBA Loans Total Approval Amount YTD: $357,775,000
Average SBA Loan Size: $506,763
Average SBA Loan Rate over Prime (this number plus current prime rate): 2.66
Cadence Bank (MS)

Unlock Your Financial Potential with Cadence Bank (MS)

Cadence Bank is a full-service regional bank headquartered in Tupelo, Mississippi, serving individuals and businesses across the South. With deep roots in the region and a reputation for strong business lending, Cadence Bank offers a robust suite of products designed to help small businesses start, grow, and thrive — including participation in SBA loan programs.

Key Features of Cadence Bank

  • Comprehensive Business Banking: Business checking and savings accounts, treasury management services, merchant services, and digital tools tailored to simplify your company’s finances.
  • SBA Loan Expertise: Cadence Bank participates in the U.S. Small Business Administration’s lending programs, including SBA 7(a) and 504 loans. Its experienced commercial lending team helps entrepreneurs navigate the SBA process and secure government-backed financing for working capital, equipment purchases, and real estate.
  • Flexible Commercial Lending: In addition to SBA loans, the bank offers term loans, lines of credit, commercial mortgages, and equipment financing with local decision-making and personalized underwriting.
  • User-Friendly Digital Tools: Robust online and mobile banking for both personal and business accounts give you convenient, 24/7 access to your finances.
  • Commitment to Community: As a Mississippi-based bank, Cadence reinvests in local neighborhoods, supports economic-development initiatives, and provides hands-on guidance to small business owners.

Why Choose Cadence Bank for SBA Loans?

Cadence Bank combines the personal service of a community-focused bank with the expertise and resources of a regional powerhouse to deliver SBA-backed financing effectively. Its business bankers understand the unique needs of Mississippi entrepreneurs and work closely with them to streamline approvals, offer competitive rates, and tailor funding solutions for each stage of growth.

How to Get Started

Ready to grow your business with an SBA loan or other financing option? Visit the Cadence Bank Business Banking page to explore current offerings, review eligibility, and connect with a business-banking specialist who can guide you through the process.

Empower your financial future today with Cadence Bank — where Mississippi businesses come to grow.

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