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SBA Loan Approvals as of 6/30/25 14
SBA Loans Total Approval Amount as of 6/30/25 $5,786,500
Average SBA Loan Size as of 6/30/25 $413,321
Average SBA Loan Rate over Prime (Prime is 7%) 1.75

Unlock Your Financial Potential with The Canandaigua National Bank and Trust Company (NY)

The Canandaigua National Bank and Trust Company (CNB) is one of New York’s oldest and most trusted community banks, serving the Finger Lakes and Greater Rochester regions since 1887. With a commitment to relationship banking, local decision-making, and business-first financial guidance, CNB provides a robust suite of commercial products — including SBA lending options — designed to help entrepreneurs start, grow, and succeed.

Key Features of The Canandaigua National Bank and Trust Company (NY)

  • Full-Service Business Banking
    CNB offers business checking and savings accounts, merchant services, ACH and payroll tools, remote deposit capture, treasury management, and digital cash-flow solutions tailored for small and midsize companies.

  • SBA Lending Participation
    CNB participates in U.S. Small Business Administration programs including:

    • SBA 7(a) loans
    • SBA 504 loans
      These programs help New York entrepreneurs finance:
    • Working capital
    • Owner-occupied commercial real estate
    • Equipment and machinery
    • Business acquisition
    • Expansion or renovation projects
  • Comprehensive Commercial Lending
    In addition to SBA options, CNB provides:

    • Business term loans
    • Lines of credit
    • Commercial mortgages
    • Construction loans
    • Equipment financing
    • Investment real estate lending
  • Advanced Digital Banking Tools
    Business customers benefit from:

    • Online & mobile banking
    • ACH/wire initiation
    • eStatements
    • Remote deposit
    • Cash-management dashboards
  • Industry-Specific Support
    CNB serves a diverse range of industries across Upstate New York, including:

    • Manufacturing
    • Healthcare practices
    • Real estate developers & investors
    • Agriculture & rural businesses
    • Hospitality & restaurants
    • Professional services
  • Deep Local Commitment
    CNB invests heavily in community development, economic growth initiatives, financial education, and local business support programs throughout the Finger Lakes region.

Why Choose CNB for SBA Loans?

The Canandaigua National Bank and Trust Company blends community-bank service with strong commercial lending capabilities.
Business owners benefit from:

  • Local underwriting and fast credit decisions
  • Experienced SBA lending professionals
  • Competitive rates and flexible loan structures
  • Hands-on guidance throughout the SBA process
  • Deep understanding of the Upstate NY economy

Whether financing a new facility, buying equipment, expanding operations, or acquiring a business, CNB provides SBA-backed solutions built for long-term growth and stability.

How to Get Started

Ready to explore SBA financing or another commercial lending solution? Visit the
CNB Business Banking page
to review business products, check SBA eligibility, and connect with a local relationship manager.

Empower your financial future today with The Canandaigua National Bank and Trust Company — where New York entrepreneurs gain the capital, expertise, and long-term partnership they need to thrive.

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